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Esure: Home Insurance reviews

Name: Home Insurance
Rating: 2.26 (74 reviews)

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2.09

Based on 74 reviews, last reviewed 15th Mar 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

18%

15%

60%

Latest highest rating:

4

Pest Control Pest Control sorted out a pest controller unfortunately picking random ones off google not good could do better Reviewed on: 15th October 2024

Latest lowest rating:

1

Bare minimum effort and sometimes even less Created an account just to warn others of this company. Bought our year of home insurance outright for a reasonable price. As most people do, never th... Read more Reviewed on: 15th March 2025

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About this product

Your home is likely your most valuable asset, so protecting the building and the contents within it is vital. We collect Esure home insurance reviews to help you make an informed decision when choosing your next provider.

Esure offers buildings cover, contents cover and a combined policy. You can tailor your policy to your needs and make it more comprehensive with optional extras. These include family legal protection, home emergency cover, personal possessions cover and pest cover.

Before taking out your new home insurance policy, check out our Esure home insurance reviews. Learn about the lifecycle of an Esure policy, from the sign-up process to the renewal day. Find out how policyholders rate their experience and read about the positives and the negatives that genuine customers have experienced. Our reviews can help you decide whether Esure is the right choice for you.

Have you had a home insurance policy with Esure? Write an honest review on Smart Money People today. Did you opt for buildings cover, contents cover, or the combined policy? Were you satisfied with the price of your premium for the level of cover that you received? Did you have any experience with the customer service team? Did you need to make a claim, and if so, how did Esure handle it? Would you renew your policy and recommend the provider to family and friends? Leave an Esure home insurance review today. Together, we can help people like you make better financial decisions.

Esure Home Insurance reviews (74)

Review of the Esure, Home Insurance:

Bare minimum effort and sometimes even less

Created an account just to warn others of this company. Bought our year of home insurance outright for a reasonable price. As most people do, never thought I would have had to claim so didn't do my research. Unfortunately the high winds and snow caused damage to our roof and we had a company out straight away to review and repair the damage. It was leaking through into our bedroom and growing by the day. Paid outright then to get it done and then filed our claims with loads of supporting evidence we had asked the contractors to take. A reviewer came round 2 weeks later and poked around for 15 minutes at the completed work and gave the gem "I can't see any damage", then proceeded to tell us we overpaid and left. Waiting for a response and about 6 weeks later our claim is just removed from the website without any communication. We're now in the 8 week complaint review period after we contacted them about them neglecting their legal obligation to inform us on changes and show us evidence of any decision they have made. They have a nice website and the app works pretty well. After that they have come across to me as a company doing the bare minimum and hoping you don't know how to fight back or haven't got the time. This is not to mention that their renew quote was X4 the first years which was a joke is itself. Please avoid Esure for home insurance. I did have them for my motorbike insurance for a couple years and they were great but I never made a claim so guess didn't get to see this side.. Reviewed on: 15th March 2025

Esure

Ensure home insurance police its not worth the paper it's written on Reviewed on: 2nd March 2020

Poor terms and conditions Rejection and unfairly treated.

When you take out insurances gives you peace of mind right! well this company is not honorable one, the terms and conditions said underground services covered nice big green tick, accidental damage terms suddenly changes dependant on your claim. We had a blockage and as a reasonable home owner got a company in to clear the block, he advised a CCTV survey that revealed a scaled pipe made of cast and would need cleaning well they broke it accidently but you guessed it wont pay out due to wear and tear, what constitutes wear and tear and accidental damage as the definition of accident is a cause! they made up their mind on first contact feel very let down. I had two car insurances and home insurance that all had gone up on renewals every year, but beware this company also owns other companies under the same umbrella. A blocket toilet ended up costing us £2000 :( Reviewed on: 25th October 2019

Problematic

They mucked up my payments after I called to change my name. When I called to complain I was told that because they were due to close in 5 minutes there was no team leader or manager available and they didn’t have a complaints process! I emailed my complaint (turns out they did have a process) and everything was sorted and I was compensated. Unlikely to use them when I renew. Reviewed on: 5th September 2019

Good cover

Great cover, good prices and good customer service Reviewed on: 16th July 2019

Stay well clear of esure

Please beware of this insurance company! You will be hugely disappointed by their claims process for the most ridiculous and minor technicality. I recently made a claim for accidentally losing my wedding ring whilst on holiday. My wedding ring was valued slightly over the policy’s single article limit (only £20) and I thought there was cover in place to at least that single article limit. As a result, Esure has rejected my claim and I am now at a loss as they will not pay out on anything as I was penalised for not itemising this ring. It’s a very expensive mistake as Esure showed no sensitivity or compassion at all for my unfortunate circumstance. It’s very upsetting and stressful losing something of great sentimental value and this was made worse by Esure’s rigid and unforgiving claims process. Hard lessons:- Don’t go for the cheapest insurance, always check your cover thoroughly and stay well clear of this insurance company! Reviewed on: 6th October 2018

So far so good

No complaints. Great service and very helpful on the phone Reviewed on: 22nd September 2018

A friend in an emergency

Had a water leak through the ceiling from a pipe, called emergency line at Esure. Plumber was round in 1-2 hrs, pipe patched up in no time at all with minimum damage. It could have been a lot worse, but Esure made the process easy. Reviewed on: 29th July 2018

I am changing from this company just havent got around to itbyet

I phoned them 2 weeks before Christmas tomsay my heating isn't working I spent hours trying to get through to them different times of the day.. thus was on the Friday was told no one can come till Monday which they did was told it had to have a part but ensure said I had to pay I then phoned ensure myself and was told the same thing Though it was £198 I never had it I am 80 years old and struggle on my pension as it is in explained this to ensure and was told its my problem, Well the company that came out were so kind but there policy was they couldn't accept post dated cheques but as i was without heating and wouldn't be able to get the money until my pension went into my account for weeks they kindly took a post dated cheque otherwise i would have been without any heat for 3 weeks and at 80 years old they wouldn't see me suffer and a really kind manager from the company Came to my house and gave me a heater as the part they wanted had to be ordered .I would recommend this company to anyone but as for ensure would advise any not go with them.I have been with ensure years and surely they could have covered the part thstbwas needed. Doreen Broom Reviewed on: 21st March 2018

Not recommended company at all

Friendly advice for any ensure customers , first of all never answer the phone or if they do then they answer after 10 minutes of waiting. Sometimes when trying to cancel or renew a policy they don't have a insurer & also need to watch out of the automatic renewal when the policy finishes. Without any contact the company Ensure automatic renewal which is bad because they did not email me or contact me in any way before the automatic renewal happened.... Thanks for rip off Reviewed on: 6th January 2018

MOST DISAPPOINTING SERVICE

Will be changing my insurance company. Reviewed on: 21st December 2017

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