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first direct: Current Account reviews

4.67
Based on 1,298 reviews, last reviewed 1st Mar 2025
511% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Good customer service, especially telephone support Good customer service, especially telephone support Reviewed on: 1st March 2025
Simon's avatar
Simon

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1299)

Review of the first direct, Current Account:

Great service

5
Quick efficient transfer to First Direct Easy to use app Reviewed on: 10th November 2018

Reliable and efficient

5
You can speak to someone in this country any time of day Reviewed on: 27th February 2025

Great app, easy to use, good customer service.

5
Great app, easy to use, good customer service. Really easy to set up my account. I like that you can freeze the card on the app, just in case you lose it. Reviewed on: 26th February 2025

all good no problems so far.

5
all good no problems so far. i think they are simple to get in touch with and their customer service is good. Reviewed on: 26th February 2025

First direct are clearly ahead of other banks

5
Good customer service, good overdraft facility as standard, good rates for linked savings accounts. Don't seem to send as many annoying emails as other banks. Always helpful if you need anything from them. Used to be a pain having no branches, but neither does anyone else these days. Reviewed on: 26th February 2025

First Direct Account.

5
I get £250 overdraft for free which is handy when moneys tight. Reviewed on: 26th February 2025

10 year customer

5
I have been a customer for over a decade and with good reason. They’re available when you need them (even if that isn’t very often). You can quickly talk to a real person too. Reviewed on: 26th February 2025

Excellence Customer Service

5
The customer service has always been great. Reviewed on: 26th February 2025

Makes everyday banking so simple!

5
So easy to deal with, never a wait, staff always easy to talk to and get any issues resolved immediately although there are so few as everything just seems to work so smoothly with them. Reviewed on: 26th February 2025

always available and friendly staff

5
always available and friendly staff Reviewed on: 26th February 2025

Great service

5
Since i joined first direct ive ben impressed with their customer service. they always answee the phone in minutes, theres always someone on the end of the live chat - very rarely are you left waiting Reviewed on: 26th February 2025

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