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first direct: Current Account reviews

4.68
Based on 1,331 reviews, last reviewed 2nd Apr 2025
1114% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Protects your money always Straightforward to move money, regular updates/advice and information..protects your money always Reviewed on: 2nd April 2025
Jan Clennell's avatar
Jan Clennell

Latest lowest rating:

1

Beware when using FD credit card! Beware when using FD credit card!!!!! They are unhelpful if you report a fraudulent transaction on their credit card. Reported a fraudulent transactio... Read more Reviewed on: 18th March 2025
Mak's avatar
Mak

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1331)

Review of the first direct, Current Account:

Safe money

5
FD has great site security which, paired with your mobile app makes accessing your funds easy but secure. Reviewed on: 30th March 2023

Protects your money always

5
Straightforward to move money, regular updates/advice and information..protects your money always Reviewed on: 2nd April 2025

Reliable banking

5
Great customer service, current account runs smoothly never had any issues Reviewed on: 2nd April 2025

Excellent service

5
Always available on the phone and UK call centre Reviewed on: 2nd April 2025

Excellent customer service by phone and app

5
Most interactions happen efficiently in the mobile app, but it’s easy to get personal answers quickly by calling up. Having a savings pot is an excellent benefit. Reviewed on: 2nd April 2025

Excellent bank

5
I have been banking with them for many years now and there’s nothing I could complain about. Reviewed on: 2nd April 2025

Hassle free banking,

5
Hassle free banking,straightforward and an easy to use website.Excellent interest rates on fixed rate accounts Reviewed on: 2nd April 2025

Secure online banking facilities, easy to use systems

5
Secure online banking facilities, easy to use systems, great savings account facility, lots of helpful information provided. Great system for providing information to check incoming and out going monies. Reviewed on: 2nd April 2025

Highly reccomend.

5
Can chat online,or on phone.Always pleasant,patient,very helpful.Feel safe and secure with this bank.I am retired.Very helpful.They do the 2 step code,if there s anything amiss.Also voice recognition.Would highly reccomend.Have saving accounts there too.Good interest rate if you fix for a year. Reviewed on: 2nd April 2025

Very easy to open an account, Any issues are solved...

5
Very easy to open an account, Any issues are solved without any problems. They offer a good range of products. Reviewed on: 2nd April 2025

Excellent customer service

5
Always straight through on the phone if needed, which is not very often. Generous free overdraft facility Reviewed on: 2nd April 2025

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