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Halifax: Current Account reviews

4.12
Based on 906 reviews, last reviewed 27th Feb 2025
700% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

4

Decent British bank easy to manage on the app withou... Decent British bank easy to manage on the app without all the hassle Reviewed on: 27th February 2025
Sladey's avatar
Sladey

Latest lowest rating:

1

No support for vulnerable customers They closed my bank account without informing me or giving me any notice. I understand they have the right to do that but they are withholding our fun... Read more Reviewed on: 12th February 2025
Wales25's avatar
Wales25

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current Account reviews (907)

Review of the Halifax, Current Account:

Brilliant switch service

5
I really like how Halifax handled the switch service ! They did this quickly and efficiently . You can easily track all your pending payments and transactions . User friendly app and easy to manage payments and transfer money to others Reviewed on: 1st February 2023

Really helpful and excellent service

5
I have only just signed up with Halifax but they were very helpful. Excellent communication and services Reviewed on: 16th April 2019

Easy To Use

5
The online banking app makes it easy to keep up to date with your finances. You can also pay cheques up to £500 online now which saves a trip in to town. If you do need to go in to the branch the staff are always helpful and efficient. Reviewed on: 16th April 2019

great service

5
U.K. call centres that answer the phone quickly. Reviewed on: 16th April 2019

Good current account

4
Halifax have served us well as a bank. The internet banking is very occasionally down for maintenance, but generally very good. My main complaint is that the monthly bonus has dropped from £5 to £2 which isn't very good. Reviewed on: 15th April 2019

They offer £135 to switch for a reason - DON'T DO IT

1
I have been a customer with Halifax since 2011 and have had ongoing problems with them. Over the years my debit card gets unexpectedly blocked by Halifax when they decide there has been a few too many transactions (online shopping etc.) I have complained several times about how they will just block a card and do nothing to resolve it. Recently I have decided to switch because I had my purse stolen in town, with both my Halifax credit and debit cards in. I received the credit card (not working, contactless not authorised) and from 15th Feb as of today 26th Feb I have yet to receive my debit card. No response from Halifax, have had to rely on cash from family for the past 2 weeks and have embarrassingly had to hand things back at checkout when cash couldn't cover it. I am completely dependent on Halifax and they leave me without any cards for nearly 2 weeks. Opening a case with Financial Ombudsman out of principle. Can't wait to switch to RBS Reviewed on: 26th February 2019

Keep you in the loop

5
Halifax are very good at keeping you up to date with balance updates and reminders of direct debts coming soon so it is super easy to budget. Reviewed on: 10th February 2019

Quids in!

5
My current bank with whome I had been with for 25 years were becoming boring ,unforgiving and uncurrent so I saw a refreshing change with a bonus with Halifax . Not only a good move, I was paid for doing it! Thankyou. Reviewed on: 9th February 2019

Good service

5
Good solid customer service and a wide range of products available Reviewed on: 8th February 2019

Simple Current Account

4
My current account with the Halifax is a no nonesense simple to use Internet account. No overdraft, no credit card, no hassle. Reviewed on: 6th February 2019

Charged me over £6k in interest on a £5k overdraft and refused to help me when I begged for help

1
Crooks, simple as that. Begged them for help when I was under huge financial pressure after my partner had a mental health breakdown. They did virtually nothing. Even threatened me after I went onto a DMP. Reviewed on: 6th February 2019

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