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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.17

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

Brilliant card

Brilliant Card, you get £5 month credit for every £300 you spend on it, plus there is no charge fee for using it abroad Reviewed on: 23rd May 2016

Great for using abroad

I have just used the halifax clarity credit card in the USA. It was great, free to withdraw money from cash points and no fee to buy anything in another currancy. Reviewed on: 28th March 2016

Very Best Card for using at home & abroad

Great little card to take abroad for purchasing items anywhere. No fees at all and a fabulous exchange rate - buy using the currency of the country you are visiting. Had this card for over 5 years now - can't beat it! Reviewed on: 28th March 2016

perfect for overseas spending

I got this card solely for spending on holiday. It has a near perfect exchange rate, it actually cannot be beaten. I made some simple calculations and the difference between spending £500 on this whilst on holiday and swapping with the bank or post office was over £65 Reviewed on: 28th March 2016

Best rates of Exchange without fees

I have to say that I have had a Halifax Clarity Card now for about 3 years and it has been really true to its word - CLARITY - no hidden fees in exchange rates for travellers like me and it gives me a much better rate of exchange on purchases abroad than any other card I have had. It is actually better than cash ! Reviewed on: 28th March 2016

Perfect card

I needed to increase my limit on my card and this was done with just one simple phone call. Quick and easy a few simple questions and I know have a card I can use with great rates aboard and even pays me a fiver to spend over £300 a month on. Can't be bad getting free money. Reviewed on: 28th March 2016

Great for Travelling

We always take our Halifax Clarity Card when travelling, as it offers the best rates for withdrawing cash while abroad, so saves the hassle of carrying and converting large sums of money. Reviewed on: 18th February 2016

Guaranteed best exchange rates and no fees

Never had any trouble abroad using this card and offers best rates. Reviewed on: 14th February 2016

Fantastic

I use this card regularly for foreign transactions, both in the UK & abroad with no issue whatsoever. It's fantastic not having to worry about foreign transaction fees and using it in exactly the same way as I would in the UK Reviewed on: 5th February 2016

Market-leader rates for holiday spending

The Halifax clarity credit card comes out top of the best-buy polls year after year as a card you can use abroad on your holidays. The exchange rates are good and being a Mastercard, it's universally accepted everywhere that accepts credit cards! I wouldn't go on holiday without mine! Reviewed on: 30th December 2015

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