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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.92 (158 reviews)

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3.76

Based on 158 reviews, last reviewed 13th Apr 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

18%

Latest highest rating:

5

HAYLEY VELLAM IS AN EXCELLENT MORTGAGE ADVISOR My mortgage advisor Hayley Vellam was excellent. She is truly an asset to Halifax. I went through a mortgage broken first and had a terrible experienc... Read more Reviewed on: 21st December 2024

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025

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About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Halifax Fixed Rate Mortgage reviews (158)

Review of the Halifax, Fixed Rate Mortgage:

Service has always been satisfactory

Had a mortgage with Halifax for over 4 years, no complaints so far and reasonable rates considering my low deposit. Reviewed on: 4th April 2018

Useless

Halifax mortgages are absolutely useless. I have been waiting a month for statements to be posted and they refuse to email them to me. I remortgaged with them and due to a number of issues at their end I got about 25 letters advising me of different payment amounts and dates. I called to see what was going on and was given different stories each time. They didn't take the payment out when they should have (the money was in the account) and then sent me letters telling me I missed payments but it was all down to Halifax Reviewed on: 27th March 2023

Reliable bank for mortgage

Competitive rates. I have remortgaged with Halifax 3 times now. Reviewed on: 17th March 2023

Peace of mind

Able to budget with peace of mind Reviewed on: 14th March 2023

Good bank with good rates

We managed to get a good mortgage deal through Halifax, even though the interest rates at the moment are absolutely terrible. However, we had to get it through a mortgage broker. The mortgage advisor from the bank would offer us 6.79% fixed rate for 2 years, while through our mortgage broker we got the same product for 4.81%. Same product, same bank, but we had to pay £600 fees to our mortgage broker to get the deal. Reviewed on: 10th March 2023

Simple and doable

As a first time buyer our experience was simple and doable. Every step was clearly explained to us! We also have a joint account and the app is great. Reviewed on: 9th March 2023

Helpful

Caring honest bank genuinely looks out for you Reviewed on: 3rd March 2023

No issues

Switched mortgage to Halifax in 2022, no issues, easy to deal with Reviewed on: 2nd March 2023

Halifax account, app and Mortgage

I have been with Halifax for over 12 years and have mortgage with them too. Very easy banking and Halifax app is making things more simple anywhere i go. Reviewed on: 1st March 2023

Mortgage made clear and simple

Super job ,thank you for making this so easy! Reviewed on: 27th February 2023

Helpful, good app, convenient

Easy to manage on the app, helpful customer service and would recommend!! Fantastic rate, would use again! Reviewed on: 23rd February 2023

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