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Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.47 (366 reviews)

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4.57

Based on 366 reviews, last reviewed 19th Feb 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

Credibility Hinckley & Rugby Building Society was thorough and it speaks to their credibility. Reviewed on: 19th February 2025

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

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About this product

Your home is likely to be your largest financial purchase, so finding the right lender is key. We collect Hinckley & Rugby Building Society mortgage reviews to help you make an informed decision.

Hinkley & Rugby Building Society is a mutual organisation that provides a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident with the terms, conditions and interest rates. Always contact the lender or an independent advisor if you have any questions or need help understanding your options.

Are you considering Hinckley & Rugby Building Society as your mortgage lender? Gain valuable insight into the Society by reading the reviews on Smart Money People. Find out what mortgage products homeowners have and how satisfied they have been throughout the term. Learn more about the customer service received and whether borrowers would recommend the lender to family and friends. All of this and more can be found in our Hinckley & Rugby Building Society mortgage reviews.

Did Hinckley & Rugby Building Society help you purchase your dream home? Share your experience with others by writing a review. Tell us why you chose Hinckley & Rugby Building Society. Did you feel supported throughout the application process? Has the Society kept you up to date with any important mortgage news and changes? Would you recommend your mortgage product to family and friends? Write a Hinckley & Rugby Building Society mortgage review today.

Hinckley & Rugby Building Society Mortgages reviews (366)

Review of the Hinckley & Rugby Building Society, Mortgages:

Very fast processing.

Very fast processing. I was expecting this to be taking more time but it was very fast. I am very pleased. Reviewed on: 10th December 2024

Reply from Hinckley & Rugby Building Society Hi Sangeeth, It’s great to hear you were pleased with the speed of our mortgage process. We are working hard to introduce efficiencies which make the process as smooth as possible for our members. Thank you for taking the time to pass on your feedback. Should you need any further assistance in the future please do not hesitate to contact our team. Response date: 11th December 2024

Mortgage Redemption Support

I recently contacted H&R to ask about redeeming my mortgage. I was helped by Deborah Winterton who gave me excellent support. Throughout the redemption process Deborah communicated regularly and promptly and gave me all of the information and help that I needed. Reviewed on: 28th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 29th July 2022

Broken Commitment

I went through an independent mortgage advisor and HRBS was one of the offers we looked at. The offering was perfect for my age and position. We applied for the mortgage supplying all the detail requested. I was asked to increase the deposit which we did. I was then told that the mortgage had been approved. The developer was also told that the mortgage was approved. With this approval I was able to pay my holding monies, agree the price and negotiate some betterment into the deal. My broker and I were then told that the paper work was been sent for signing and that we would have the mortgage with in 5-7 working days. On this we planned our move out of our rented property and served notice. The developer pushed forward to get the house completed for the 6th May 2022. On the 5th May my broker was told by the underwriter that an error had been made and that HRBS could not provide this offer and that we had to start again. My Broker provided all the evidence that an offer had been made but the reply was simply sorry an error has been made. All previous agreements were in my view broken. The behaviour from that point was disgusting to say the least. Poor communication, all the information we had sent had to be resent. I had to put all my belongings into storage and had to move in with my sister-in law for 8 weeks. I am taking advice on making a formal complaint and a claim for costs I have incurred due to the unprofessional behaviour of HRBS. If, as the underwriter stated the person should not have made this offer what is that person doing committing HRSB to a deal. Except HRBS just ignore the situation and believe they operate above contract law. For the avoidance of doubt I intend to take this as high as I need, to recover my costs but also to make HRBS more accountable for their behaviours. Reviewed on: 25th July 2022

The process

The process was quick and efficient Reviewed on: 25th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 26th July 2022

Help with documentation

Quick call, sent over documents (that were originally lost in my email) clear instructions how to proceed - very helpful Reviewed on: 21st July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 22nd July 2022

Your staff are your greatest asset, some of your procedures need to change

Every member of staff I spoke to was great however the fact that my mortgage application was sat on/not started for 8 weeks and I wasn’t informed almost cost me the sale of my house. Reviewed on: 19th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 20th July 2022

Great Service and Rate

Really happy with the Service and Rate that H&R gave us for our first home. Thanks :) Reviewed on: 19th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 20th July 2022

Simple Remortgage

I’ve used H&R in the past and have always been impressed by their range of offers and straightforward approach. Reviewed on: 19th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 20th July 2022

Great Company (wo)manned by real people.

What a great company and a great product- the staff are all super helpful and I wish all my mortgages could be switched to H & R Reviewed on: 6th July 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 7th July 2022

Re mortgage

Very helpful and courteous ,Jo was very friendly , helpful and knowledgeable. Thank you. Reviewed on: 17th June 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 20th June 2022

Excellent service

Hinkley and Rugby offer the best mortgage deals, and are so efficient to deal with- everything is very clearly explained and straightforward. Reviewed on: 16th June 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 17th June 2022

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Hinckley & Rugby Building Society: Mortgages reviews

50% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Hinckley & Rugby Building Society Mortgages reviews (366)

Very fast processing.

Mortgage Redemption Support

Broken Commitment

The process

Help with documentation

Your staff are your greatest asset, some of your procedures need to change

Great Service and Rate

Simple Remortgage

Great Company (wo)manned by real people.

Re mortgage

Excellent service

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