Write a review

Hinckley & Rugby Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.47 (366 reviews)

View other Hinckley & Rugby Building Society products

4.57

Based on 366 reviews, last reviewed 19th Feb 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

Latest highest rating:

5

Credibility Hinckley & Rugby Building Society was thorough and it speaks to their credibility. Reviewed on: 19th February 2025

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024

Read all reviews See your review

About this product

Your home is likely to be your largest financial purchase, so finding the right lender is key. We collect Hinckley & Rugby Building Society mortgage reviews to help you make an informed decision.

Hinkley & Rugby Building Society is a mutual organisation that provides a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident with the terms, conditions and interest rates. Always contact the lender or an independent advisor if you have any questions or need help understanding your options.

Are you considering Hinckley & Rugby Building Society as your mortgage lender? Gain valuable insight into the Society by reading the reviews on Smart Money People. Find out what mortgage products homeowners have and how satisfied they have been throughout the term. Learn more about the customer service received and whether borrowers would recommend the lender to family and friends. All of this and more can be found in our Hinckley & Rugby Building Society mortgage reviews.

Did Hinckley & Rugby Building Society help you purchase your dream home? Share your experience with others by writing a review. Tell us why you chose Hinckley & Rugby Building Society. Did you feel supported throughout the application process? Has the Society kept you up to date with any important mortgage news and changes? Would you recommend your mortgage product to family and friends? Write a Hinckley & Rugby Building Society mortgage review today.

Hinckley & Rugby Building Society Mortgages reviews (366)

Review of the Hinckley & Rugby Building Society, Mortgages:

Very fast processing.

Very fast processing. I was expecting this to be taking more time but it was very fast. I am very pleased. Reviewed on: 10th December 2024

Reply from Hinckley & Rugby Building Society Hi Sangeeth, It’s great to hear you were pleased with the speed of our mortgage process. We are working hard to introduce efficiencies which make the process as smooth as possible for our members. Thank you for taking the time to pass on your feedback. Should you need any further assistance in the future please do not hesitate to contact our team. Response date: 11th December 2024

Approachable friendly lender

H&R have been instrumental in understanding my personal circumstances and providing lending to suit my needs. Reviewed on: 23rd March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 24th March 2022

Great rate with great customer care

I have to say that I was not expecting to have a such a low rate and such a great customer service care Reviewed on: 22nd March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 23rd March 2022

Excellent company.

We've had our mortgage with HRBS for 4 years now. Excellent rates, good service and straightforward renewal process. Reviewed on: 22nd March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 23rd March 2022

Friendly and never felt like 'just a customer'

I have just redeemed my mortgage, which is a happy event. But I am sorry to be leaving HRBS. I have been a borrower for some 15 plus years now and every time I have contacted you staff have been kind, friendly and understanding. And I have had no problems at all with the actual service I have received. Reviewed on: 11th March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 14th March 2022

Overall, a overcomplicated and drawn out process

Firstly, Jessica was very helpful and lovely. Her communication was very good, and she was prompt at replying and sorting out issues. She was very polite and professional on the phone and in her emails, and I am confident she did her very best at sorting this application. However, the application process was incredibly slow. My building was finished in November 2021, and I started this process in April 2021. We discovered there was a lot of things that we hadn't been asked for originally which led to significant delays and stressful emails from all parties involved. We were repeatedly asked for documents we had sent, and we were unaware our solicitor couldn't be a part of the panel until much later. This led to the use of LDJ solicitors. The person on our case was extremely slow and lacked communication with us, my solicitor and the society. There were numerous mistakes made on the documents and they had to be redone causing further delay. There were things we were not made aware of like the panel to begin with which may have influenced our decision with which solicitor we chose - this could have saved us time and money. We were unaware that there needed to be a different solicitor for the guarantor mortgage as this had not been communicated us, again not until much later. It seemed we had numerous people on the case but not a lot happening. What should have been completed before Christmas was drawn out to March and made the experience more stressful and complicated than it should have been. Once the solicitor on the LDJ panel was removed things seemed to happen more quickly. Reviewed on: 9th March 2022

Reply from Hinckley & Rugby Building Society We are very sorry to hear of your poor experience and would like the opportunity to discuss this with you. To do so we invite you to contact one of our Senior Mortgage Managers either by phone, 01455894083, or email, [email protected]. Response date: 15th March 2022

New Mortgage Product

I am coming to the end of my mortgage and contacted by the wonderful staff at Hinckley & Rugby regarding all products available. They are polite efficient and explained exactly how I could log and and view all their deals. I found the whole process stress free and explained in clear English. Delightful mortgage adviser, called Karen. Thank you for all your assistance F Butt Reviewed on: 7th March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 8th March 2022

Very efficient

Quick and efficient remortgage process Reviewed on: 2nd March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 3rd March 2022

Very accessible and user friendly

Simply simple and hassle free, although I was represented by an IFA, H&R communicated well and responded efficiently and in a timely manner, plus their mortgage products are first rate! Reviewed on: 1st March 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 2nd March 2022

Changing the mortgage type was a quick and efficient process

The person who called us gave us clear but detailed information on the new products. The documentation was excellent and it was easy to choose the product from the list Reviewed on: 28th February 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 2nd March 2022

I have always received great service

I am always happy with the service i recieve Reviewed on: 1st February 2022

Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 2nd February 2022

Do you have a different Hinckley & Rugby Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Mortgage
from HSBC 3.62 from 90 reviews
Mortgages
from Teachers Building Society 4.56 from 5 reviews
Mortgages
from Mansfield Building Society 4.62 from 298 reviews

There's still more to see!

Hinckley & Rugby Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub