Smart Money People Logo

Hinckley & Rugby Building Society: Mortgages reviews

4.55
Based on 370 reviews, last reviewed 2nd May 2025
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
8%
See only 3 star reviews
4%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Very good, helpfult customer service and mortgage qu... Very good, helpfult customer service and mortgage quickly sorted. Reviewed on: 2nd May 2025
AM's avatar
AM

Latest lowest rating:

1

Slow, poor value and unhelpful Took 8 months to arrange a remortgage, response to any communication always exceptionally slow and often asked to provide the same information multipl... Read more Reviewed on: 24th May 2024
Brendan's avatar
Brendan

About this product

Your home is likely to be your largest financial purchase, so finding the right lender is key. We collect Hinckley & Rugby Building Society mortgage reviews to help you make an informed decision.

Hinkley & Rugby Building Society is a mutual organisation that provides a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident with the terms, conditions and interest rates. Always contact the lender or an independent advisor if you have any questions or need help understanding your options.

Are you considering Hinckley & Rugby Building Society as your mortgage lender? Gain valuable insight into the Society by reading the reviews on Smart Money People. Find out what mortgage products homeowners have and how satisfied they have been throughout the term. Learn more about the customer service received and whether borrowers would recommend the lender to family and friends. All of this and more can be found in our Hinckley & Rugby Building Society mortgage reviews.

Did Hinckley & Rugby Building Society help you purchase your dream home? Share your experience with others by writing a review. Tell us why you chose Hinckley & Rugby Building Society. Did you feel supported throughout the application process? Has the Society kept you up to date with any important mortgage news and changes? Would you recommend your mortgage product to family and friends? Write a Hinckley & Rugby Building Society mortgage review today.

Review Hinckley & Rugby Building Society: Mortgages now

Help others make smarter decisions by sharing your own experience. Write a review

Hinckley & Rugby Building Society Mortgages reviews (370)

Excellent Building Society

5
I have been a customer now for 5 years. This is a remortgage for me, with H&R. All the staff are so courteous and professional. And things get done, at pace. I love this organisation. I'll be keeping my mortgage with H&R until it's paid off in future. Reviewed on: 22nd April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 25th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Fantastic service

5
Very friendly staff always on there if you need any advice Reviewed on: 22nd April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 22nd April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Far to slow in administering the mortgage application

2
I first applied for a a mortgage in January and it took until April for it to be completed. This was for a £100,000 loan on a property without any mortgage which is worth over £1,000,000. Reviewed on: 22nd April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 22nd April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Super fast remortgage

5
I had an existing mortgage with H&R which was coming to the end of its fixed rate term. A pack was sent to me with new mortgage offers, and the turnaround time was so quick - a matter of a few days to get the new (better rate) mortgage set up and done, all via electronic comms. Really impressed and excellent! Reviewed on: 21st April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 22nd April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Expectations hugely exceeded

5
I received a letter from Hinckley & Rugby dated 6th April advising that my existing mortgage product was coming to an end in 3 months time. I then selected one of the new product options which were offered and very easily and quickly completed the application process online. I called the contract variations department the following day explaining I would be on holiday when the new mortgage offer was being sent (4 weeks before the new mortgage start date) and I was told I would receive the new mortgage offer in 7 working days which was in itself brilliant. The lady on the phone was very friendly and helpful. However I received all the paperwork the following day by secure email. The day after I emailed a signed copy of my acceptance which allowed me the option of starting this new product within 7 days without incurring any early redemption charges. I then received an email advising I would receive a completion letter in a few days. However I received this letter, again by secure email, on the same day. The whole process from start to finish took 3 days. Quite remarkable! Reviewed on: 14th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 19th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Great service as always

5
We had a mortgage with this company over 20 years ago and when we moved and needed a shorter term mortgage, they have been great again. Always helpful. Reviewed on: 14th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 14th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Personal and responsive service

5
We were impressed how straightforward it was to communicate with H&R. The people we spoke to were extremely responsive, helpful and professional. They offered a very personal service which is hard to find in this day and age. Reviewed on: 13th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 14th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Amazing!

5
Hinckley & rugby have been great, helping us with a complex mortgage offer and The help I have received every time I have phoned as been amazing, quick and helpful, especially Shannon & Jessica! thank you so much. X Reviewed on: 12th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 13th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Bankole

5
Very straightforward and helpful Reviewed on: 11th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 12th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Individual personal service

5
H&R considered the whole mortgage affordability and personal information factors on it's merits rather than just a tick box Reviewed on: 9th April 2022
Reply from Hinckley & Rugby Building Society Thank you for taking the time to leave a review. We appreciate the feedback and will pass this on to the team. Response date: 11th April 2022
Hinckley & Rugby Building Society Logo
Hinckley & Rugby Building Society

Review Hinckley & Rugby Building Society: Mortgages now

Help others make smarter decisions by sharing your own experience. Write a review