Smart Money People Logo

HSBC: Bank Account reviews

3.67
Based on 1,263 reviews, last reviewed 6th Mar 2025
700% increase in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
11%
See only 2 star reviews
6%
See only 1 star reviews
15%

Latest highest rating:

5

Friendly staff helped my teen set up bank account After running into problems trying to set my under-18 year old up with an HSBC My Money account online, we visited the Derby branch. The member of sta... Read more Reviewed on: 6th March 2025
Emma's avatar
Emma

Latest lowest rating:

2

Easy to use. Easy to use. Terrible interest rates. Secure to access. Reviewed on: 2nd March 2025
RC's avatar
RC

About this product

The HSBC Bank Account gives access to a range of other offers, with no monthly account fee.

With an HSBC Bank Account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC Bank Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank Account reviews (1263)

Review of the HSBC, Bank Account:

Shocking

1
Used telephone banking to change my address as I have moved. The person I spoke to was not at all clear and spoke very quietly I asked them if they would talk louder but throughout the call they spoke very quietly. They told me after about half an hour that I had not passed the security questions and that the account was locked and I would have to go into a branch of the bank to rectify. The only branch in Northampton is in the town center is closed until 19th December?? My personal account details are being sent to the old address where all the occupants will now have access to my account?? Reviewed on: 25th November 2022

Great app

3
The app is great, shame the banks are closing though Reviewed on: 20th February 2023

Good bank

5
Quality service received every time. Reviewed on: 18th February 2023

Moved here from barclays

4
Moved here from Barclays after a fraud dispute. Find the app for depositing cheques hard to use sometimes Reviewed on: 17th February 2023

This really is the listening bank!

5
I have been with HSBC for some years now and I remain delighted with them. I am bedridden so all my banking needs have to be met online. HSBC is always available and on the odd occasion that I've needed to phone them, their customer service team is beyond reproach. They are patient, knowledgeable and deal with queries quickly and efficiently. I can't fault HSBC in any way. Reviewed on: 16th February 2023

Does what it says on the tin

3
HSBC seems to offer great deals to new customers, but not so much for existing customers Reviewed on: 16th February 2023

Love being a HSBC customer

5
I’ve always been with HSBC, and I love the ease of using the banking app and the support is easy and fast with any issues. Reviewed on: 16th February 2023

Money grabbers

1
Happy to raise borrowing rates inline with inflation but not in savings.. Pathetic Reviewed on: 16th February 2023

Best Bank in UK

5
I have been with this bank for over 18 years, never disappointed, I am very happy with their service Reviewed on: 16th February 2023

Poor customer Service

1
Having been left the executor of my late sister's estate, I had the task of dealing with her accounts that were held with HSBC. At the time, I was very emotional as my sister died very suddenly. I found the bereavement department to be very unhelpful and was actually brought to tears by a very young and rude female and unhelpful member of staff. I was so upset I didn't phone back for at least a month. This call was completely different. I spoke to a lovely Irish gentleman who was so helpful and understanding, a real pleasure to deal with. He knew his area of expertise perfectly and was able to help me with everything I needed and eventually sorted the accounts for me. I just takes that one person to get HSBC that negative review in the way they treated me, but also proves they have some wonderful staff who are willing to help you in your time of need. Grateful thanks to the Irish gentleman who works in the banks bereavement section. Reviewed on: 15th February 2023

Overall good service

4
I have been an HSBC customer for many years. In general I have had a positive experience. I find there App very convenient and easy to use being able to check by bank balance and transfer money easily. I don't go into the branch much but when I do always able to sort out what I am wanting. Only negative is they still send me paper copies of things which I find unessary. Reviewed on: 15th February 2023

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

HSBC has a range of products available. Check the ratings of each product to find the right one for you. View all products