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JN Bank UK: Personal Loan reviews

4.96
Based on 699 reviews, last reviewed 11th Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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97%
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3%
3 star
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2 star
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Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025
Harvey P's avatar
Harvey P

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022
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Marina Harris

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JN Bank UK Personal Loan reviews (699)

Easy process from start to finish

5
Applied online with JN on an evening, the funds were in my account the next day by 9am. Fair interest rate and you can log on to view your balance at any time. Reviewed on: 7th February 2022

Excellent and very efficient

5
I applied for a personal loan,within 15 mins I had the money in the bank. Would highly recommend JN Bank Reviewed on: 7th February 2022

Great bank

5
Got a brilliant loan , quick and easy , great rates Reviewed on: 7th February 2022

The bank that gives hope

5
Ive been wrapped up in high interest loop for 20 years, I applied for a loan with a 50/50 chance of a yes, thank the Lord it was a yes it not only gave me the lowest APR I've ever had I consolidated all loans and cards into one payment freeing me from the vicious cycle. This enabling my high st bank that I've banked with for over 20 years to give me my first mortgage, without JN bank I 100% believe I would be still traveling in the cycle of high interest unable to see hope of a way out, the decision has led to a stronger mind set on financial decions and gave me left over wages that I e never had before to save my deposit. I can not thank this bank enough and the decions made on someone like myself, I owe so much more than just money to this bank and would not only go as far as recommend this bank but promote and work for them, they not only gave my family a start but hope for a brighter future, from our family to yours THANK YOU you highly deserve bank of the year. May I just add the customer service/ communication/speed was outstanding. Thank you so much. Reviewed on: 7th February 2022

Good

5
Been very good,very helpful.will use again Reviewed on: 7th February 2022

Quick and outstanding

5
The overall experience was excellent, quick and very helpful Reviewed on: 7th February 2022

Fantastic service

5
Well chuffed with the experience I had . Exactly what I need with a fantastic service at great rates Reviewed on: 7th February 2022

Light at the end of the tunnel

5
Just wanted to say thank you to JN Bank, for providing the light at the end of the tunnel. At a time when things got tough and needed someone to provide simple easy to understand help, they did exactly that! Thank you so much Andy LT Reviewed on: 7th February 2022

Amazing Bank

5
Getting a loan was very Quick and a few hours for the paper work and the Loan. Thank you. JN BANK for bringing smiles to my home Reviewed on: 7th February 2022

Brilliant customer service

5
I was looking or a loan and could not recommend these enough, it was smooth all the way through to acceptance, then in the bank within days excellent service. Reviewed on: 7th February 2022

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