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Lloyds Bank: Club Lloyds Current Account reviews

4.38
Based on 575 reviews, last reviewed 22nd Apr 2025
367% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

a great bank and app to navigate, some good perks gi... a great bank and app to navigate, some good perks given as well to Club Llloyds customers such as disney subscription and cinema tickets Reviewed on: 22nd April 2025
Niki K's avatar
Niki K

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (575)

Review of the Lloyds Bank, Club Lloyds Current Account:

Very difficult to downgrade the account

1
Really easy to apply for a product you need to pay for. Problems start when you try to downgrade the account or cancel the overdraft. Bank is making the whole process very difficult, completely not interested in customers needs. Would never recommend to bank with Lloyds. Reviewed on: 28th November 2016

a great bank and app to navigate, some good perks gi...

5
a great bank and app to navigate, some good perks given as well to Club Llloyds customers such as disney subscription and cinema tickets Reviewed on: 22nd April 2025

A good account with additional benefits and great on...

5
A good account with additional benefits and great online banking app Reviewed on: 20th April 2025

I like the rewards that come with Club lloyds

5
I like the rewards that come with the Club lloyds account Reviewed on: 20th April 2025

Reliable.

5
Reliable. Always works when I need it to. And customer support are helpful if I need anything Reviewed on: 19th April 2025

Have been a Lloyds customer all my life.

4
Have been a Lloyds customer all my life. Never had an issue. Reviewed on: 18th April 2025

Great Account with Perks Worth Switching For

5
I switched to the Club Lloyds Current Account using their switch offer and got a free 1-year Disney+ (Star) subscription — a fantastic bonus that made the move totally worth it! The account also pays interest on balances up to £5,000 and offers exclusive access to better savings rates. Their app is intuitive and makes managing my finances easy. I also enjoy the cashback offers at selected retailers — it's a nice way to earn a little extra from everyday spending. Overall, this account delivers great value and benefits, especially if you're looking to switch. Highly recommended! Reviewed on: 16th April 2025

Excellent!

5
Excellent!! Most reliable bank !! Reviewed on: 16th April 2025

BEEN WITH LLOYDS FOREVER.

5
BEEN WITH LLOYDS FOREVER. THEY'RE GREAT. THANKYOU! Reviewed on: 12th April 2025

Good basic bank account with a few little extras

3
Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch Reviewed on: 6th April 2025

The tedious check that I am making a genuine payment...

3
The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Reviewed on: 5th April 2025

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