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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Good service.

Good service. Excellent work. Customer service is very good. Reviewed on: 23rd April 2026

Lots of charges

No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

End of switches

I did do a lot of switches, but I have found a bank I trust in. Reviewed on: 19th April 2026

Good account with good services.

Good account with good services. Easy and fast refund for completing the requirements for the fee refund. Good bonuses as well. Good UI for the app. Reviewed on: 18th April 2026

I enjoy my lloyds club current account.

I enjoy my lloyds club current account. I find it reassuring. When i have made contact they have answered as i needed. I love that i can see my credit card and some other accounts under the same umbrella but other bank name too. Reviewed on: 17th April 2026

Linked account to 'save the change' fab idea and the...

Linked account to 'save the change' fab idea and the savings over a year is unreal. Highly rrcommend having this. Reviewed on: 17th April 2026

Always great customer service and the club rewards a...

Always great customer service and the club rewards are good Reviewed on: 17th April 2026

Great bank, always reliable, been with them for years

Great bank, always reliable, been with them for years Reviewed on: 17th April 2026

My local branch of Lloyds closed.

My local branch of Lloyds closed. In the weeks leading up to closure staff chatted to customers asking if they’d thought of banking online. Clearly they were setting people up to get used to not having a local branch. I’m able to bank online but not all Lloyds customers are able to do that. Reviewed on: 16th April 2026

I have been a customer for 20 years or more.

I have been a customer for 20 years or more. The branch service has got notably worse in the last couple of years - long queues with few counter staff. The e-mails this month have offered me a loan despite always keeping £1k in my current account; and an expensive credit card when I already have a cashback credit card from another supplier which I clear in full every month. If they are using A.I. then it has to be the worst example ever. Reviewed on: 16th April 2026

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