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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Lloyds Bank has donated to the fund for homeless war veterans and that's giving something back!

Lloyd's Banking Group suffered from the merger with HBOS which had been poorly run & had toxic assets. Fortunately after some very difficult years, the Group is back into profit & the Government bailout will soon be history with Lloyd's no longer partially owned by the UK taxpayer. This is excellent work. Bankers have been criticised & rightly so. Dishonest bankers nearly destroyed the world economy. And now Lloyd's have donated to the fund for homeless veterans which shows they are serious about helping society & not just themselves!! Lloyd's is trying to ensure that future generations of customers will find that they are a bank that truly can be trusted. Reviewed on: 6th March 2015

A good, valuable account

Great account that is flexible to match the needs of different people/interests. Particularly like the interest rate which is very nice. I would recommend but worth noting that there is a £5/month charge if you do not pay in £1500 or more! Reviewed on: 23rd February 2015

Not a massive differnce, easy to change to though

Changed my account from current account to Club Lloyd on the recommendation of the bank adviser. Extremely easy to do, if not a bit long and tedious, hardest bit was having to keep watching the clips, saves the staff having to say it I assume. To be honest I have not noticed any change at the moment apart from the free magazine, Reviewed on: 25th January 2015

Good

I think they are a very good and proficient company that all the people in england would like to join their team and enjoy their services. Reviewed on: 11th January 2015

Good if you understand how it works

This is a pretty golden account, but you need to understand how it works to get the max benefits from it - key points are 1 - Must pay in £1500 a month for it to be free - probably not the best account if you're prepared to pay 2 - Interest rate of 4% is very good - but again, you'll only get this if the balance is between £4,000 to £5,000 - funny thing is you don't get any interest on money above the £5,000...so stay below this! Reviewed on: 30th October 2014

Get some bad press, but sound for me

Had my current account with Lloyds for a while. Decent but not exceptional service, but delivers what i need Reviewed on: 15th October 2014

Probably the best current account out there

Loads of good perks, and the ability to choose the ones that work best for you. Got to keep paying in >£1.5k/month otherwise it costs £5/month Reviewed on: 14th October 2014

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