Write a review

Go to business site

Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.4 (625 reviews)

View other Lloyds Bank products

4.45

Based on 625 reviews, last reviewed 13th Feb 2026

3500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits and great app, easy to use and gd... Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

Read all reviews Write a review

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Club Lloyds Current Account reviews (625)

Great benefits and great app, easy to use and gd...

Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026

Great but needs less manual fee waiving process

Great product with lovely perks to choose from each year! The only downside is the fee waiving process is manual so shows up on the statement each month and you have to ensure after paying all bills etc you have money in the account for the fee so it doesn't take you into an overdraft. Would be great for the bank to update this to automatically waive fees for eligible customers Reviewed on: 12th February 2026

Must try

Many things I have heard about Lloyds Bank but their Club current account is a must try, functional and comes with real perks Reviewed on: 11th February 2026

Would not recommend Lloyds, their processes are very...

Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and we wanted to try and meet the switching offer deadline but had to wait for an activation code in the post. We spoke to Lloyds on the phone and they could offer no alternatives and there was no way we could speed up the process, they suggested going into a branch but they had no appointments available in the next 3 weeks. They should give warning that in becoming a new Lloyds customer you need to wait at least a week for a code to be sent in the post and it’s stupid that you can’t set up a joint account together on the phone Reviewed on: 4th February 2026

One step forward and two steps back.

Wanting to transfer a large amount of funds to a payee, I ended up in the ludicrous situation of having to visit a branch to execute this. The lengthy phone call (some 80 minutes) to establish that it’s no longer possible to do this by phoning a special number, let alone on-line, makes a mockery of the endless cajoling this bank employs to persuade its customers that it’s “much quicker on-line”. But two years previously just a phone call was possible but Lloyds have removed this facility. Reviewed on: 1st February 2026

Stellar product, the bundled packages make it a very...

Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026

Now with no foreign currency fees

I've had my main current account with Lloyds Bank for many years, and it keeps getting better and better. The recent withdrawal of foreign currency fees has been a massive step forwards. Reviewed on: 26th January 2026

Great bank

Really good bank with good savings accounts too. Reviewed on: 24th January 2026

Basically, I've been with lloyds bank for many many...

Basically, I've been with lloyds bank for many many years and never once had a problem,and any queries resolved quickly Reviewed on: 24th January 2026

Lloyds bank are always there to support me if I’ve h...

Lloyds bank are always there to support me if I’ve had an issue with any monetary problems. They listen to my concerns and advise me and help me with everything. Well done Lloyds Bank Reviewed on: 24th January 2026

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

FlexAccount
from Nationwide 4.48 from 1004 reviews
Current account
from Card One Money 3.13 from 4 reviews
Current Account
from ICICI Bank 5.00 from 2 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.78 from 9 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub