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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.47 (684 reviews)

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4.47

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Lloyds banking is judgemental and disgusting

I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any kind of credit I am immediately rejected even for a overdraft for as much as £10.i know the exact reason for this it's because I like a bet online and deposit through william hill . I have about £600 of disposable income available to me every month which means I can afford a bet.i find this action very judgemental and frankly disgusting. If I was a secret heroin dealer with a job and regular income who dealt only in cash lloyds would happily give me a loan credit card or overdraft which to me is a abhorrent practice by lloyds Reviewed on: 24th March 2026

Great service

Very professional and friendly staff. Happy to help when needed and great customer service Reviewed on: 24th March 2026

Wouldn’t bank anywhere else

Always clear and efficient internet banking so simple excellent app Reviewed on: 24th March 2026

Don’t Doubt Lloyds

I’ve been with Lloyds now for almost 40yrs and not once have they ever let me down, back in 1987 I needed to take over a joint mortgage through breakdown of relationship, a single parent, 3 school children and working at the time only 30 hours my bank manager had every faith in me and let me remortgage, without their help I wouldn’t be in the position I’m in now, owning my home outright, I went on to work full time with promotion and can now live comfortably thanks to Lloyds Bank. Reviewed on: 24th March 2026

Great account, great app with good rewards

Great account, great app with good rewards Reviewed on: 24th March 2026

Live life with Lloyds alongside.

Live life with Lloyds alongside. Outstanding customer service, care and support you can bank on in these turbulent times. Lloyds provide a personal, perfect and permanent service which is world renowned and rightly so please don’t delay, join Lloyds bank today Reviewed on: 24th March 2026

Lloyds Club Account Experience

I have run a Club Lloyds Account for many years and have always received an efficient service. The current account pays a reasonable rate of interest as do Club Lloyds savings accounts. I had my debit and credit cards stolen whilst abroad this January. One phone call had my cards stopped and replacement cards were waiting for me on return home 5 days later. The fraudulent transactions on my credit card were quickly refunded by Lloyds so well done! Reviewed on: 24th March 2026

Bank on Lloyds

Such a great bank, they get me and provide me with the best products Reviewed on: 24th March 2026

Good incentives and app.

I swapped using a switch incentive. The incentive was generous, and the accompanying saver access was good. The incentives to get me stay are better than previous banks I've been with, with a well designed app. Reviewed on: 23rd March 2026

A good choice

I’ve been using lloyds for a few months now, and, it’s been a really positive experience. Getting everything set up was easier than I expected. The benefits of offered by the account are positive and I the app offers good functions. Definitely a solid choice. Reviewed on: 20th March 2026

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