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Lloyds Bank: Club Lloyds current account reviews

View other Lloyds Bank products
4.47
Based on 683 reviews, last reviewed 16th Jun 2026
12% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

A decent bank account with some rewards at a reasona... A decent bank account with some rewards at a reasonable price, waved if you deposit enough each month. Reviewed on: 16th June 2026
Phil.1380's avatar
Phil.1380

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth
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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (683)

Good if you understand how it works

4
This is a pretty golden account, but you need to understand how it works to get the max benefits from it - key points are 1 - Must pay in £1500 a month for it to be free - probably not the best account if you're prepared to pay 2 - Interest rate of 4% is very good - but again, you'll only get this if the balance is between £4,000 to £5,000 - funny thing is you don't get any interest on money above the £5,000...so stay below this! Reviewed on: 30th October 2014
Esma's avatar
Esma

Get some bad press, but sound for me

3
Had my current account with Lloyds for a while. Decent but not exceptional service, but delivers what i need Reviewed on: 15th October 2014
Benjamin's avatar
Benjamin

Probably the best current account out there

4
Loads of good perks, and the ability to choose the ones that work best for you. Got to keep paying in >£1.5k/month otherwise it costs £5/month Reviewed on: 14th October 2014
Carmen's avatar
Carmen

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