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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Well worth having a Club Lloyds account

I realised my current account wasnt giving me the interest rate I wanted, so I spoke with representatives at Lloyds. They were incredibly helpful and not only changed my current account to a club Lloyds, but also my savings, so I'm maximising on my interest rate. The whole process was easy and they were very helpful, making sure everything was sorted for me. Highly recommend . Reviewed on: 19th February 2016

Easy to use account, great perks

Responsive customer service, great online banking options and 6 free cinema tickets every year. Reviewed on: 19th February 2016

Club Lloyds is a brilliant current account offering good interest rates plus other perks

Club Lloyds current account is very easy to operate on line, offers good interest rates up to 4% on balances up to £5000 and also gives me a Gourmet Society Card which saves me lots of money when eating out in participating restaurants. There's no fee to pay if you pay in £1500pcm and have 2 DDs, otherwise it's £5. Also gives access to a regular saver account paying 4% interest on up to £250pcm. Who could ask for more? Staff are always very helpful in branch too. Reviewed on: 18th February 2016

great intrest rates and customer service

brilliant rate of interest ON MY ACCOUNT AND LOTS OF FREEBIES Reviewed on: 17th February 2016

Long standing satisfied customer

I have been a Lloyds Customer all my banking life. I have never had a single problem. The internet banking site is good. The service is good, on the one occasion my account was compromised, the bank's security system picked it up straight away, informed me and dealt with it. Reviewed on: 16th February 2016

Easy to set up

It's important to regularly visit the bank and make sure that you're getting the best deals.I switched to the Club Lloyds current account and have doubled my interest! Reviewed on: 16th February 2016

High Interest on current account

Tutbury Branch - Small village branch - always helpful, signed up easily transferred from Classic account, free magazine every month as a 'reward'. Reviewed on: 16th February 2016

no fuss banking

i changed my bank account from barclays to lloyds after years of issues with barclays and i am so glad that i did. i have never had any issues with lloyds - no frills, no bells and whistles, just a bank account that works. i find them very helpful. Reviewed on: 15th February 2016

Excellent

Good on line banking system, easy to use. Also a good phone app. Helpful cashiers in the bank Reviewed on: 14th February 2016

Good but more competitive options on market

Customer service appears to have improved, no real problems but not as competitive as other accounts on the market Reviewed on: 12th February 2016

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