Write a review

Newsletter

Go to business site

Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

View other Lloyds Bank products

4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Club Lloyds current account reviews (684)

Helped with fraud

I love my bank Lloyds TSB, I have no problems what do ever. When my account was frauded the bank was brilliant. Reviewed on: 12th February 2016

Always trying to sell me stuff

i hate my bank, everytime i go in they try to sell me stuff. They offered me a loan to pay off the last part of my finance as it would be a lower interest rate so i agreed i went in sat down for 45 minutes with them to be told i dont qualify!!! They've done it quite a few times. I stay with them as it's a hassle to move but they aren't a good bank. Reviewed on: 12th February 2016

Best of traditional and modern banking

This is a review of a Club Lloyds current account held at the Helston, Cornwall branch. In the branch you get traditional, competent service and you rarely have to wait long. The staff make a real point of being friendly and welcoming and don't take offence when I tell them that I don't want to use the new-fangled machine for paying in cheques and I don't want a financial review and I don't want their home insurance. I'm very happy with the Club Lloyds current account that pays a great interest rate and is accessible via a web-site that hardly ever goes down and I get access to the Club Lloyds monthly saver and they even send me a copy of Runners' World every month! Reviewed on: 26th January 2016

Easy banking

Easy to bank with, great online banking service and good customer assistance on the phone when in need of assistance Reviewed on: 22nd January 2016

Good product

The Club Lloyds account is a really good product and some nice benefits. The staff in Lloyds are really helpful. Reviewed on: 19th January 2016

Ok, but got worse since my Bank Manager left

Generally my experience is ok, but they haven't been overly helpful with my financial situation. Being ill, I have problems with paying back debt, but have not been offered any help. Apart from this, I am quite happy with the services they offer. Reviewed on: 8th January 2016

Lloyds are tolerant, understanding and acknowledge you as the customer.

Lloyds have been patient, understanding and they helped me manage my finances extremely well. In fact, they still do. When I had some issues with money, they helped me to set up a payment plan which meant that I could pay what I could afford without going through the usual motions that banks like to put people through when they're in debt e.g. high court order, repossession of items. Their customer experience is perfect and they tend to consider all aspects that you need them to. Overall, I highly recommend them. Reviewed on: 29th December 2015

A pleasant experience

Lloyds is a bank I have been a customer of for many years and recently I joined the club lloyds scheme. For a seemingly low payment of £5 a month I gained access to a number of benefits, both financial ones and a 'lifestyle benefit' - in my case 6 cinema tickets. Overall I am rather happy with the bank. Reviewed on: 24th December 2015

Good...but

I recently moved my current account to Club Lloyds. The account pays good interest and the switching process was simple. Registering for online and telephone access was cumbersome however. Reviewed on: 24th December 2015

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cash Card Account
from Barclays 4.59 from 143 reviews
Black account
from NatWest 4.05 from 234 reviews
Current Account
from CAF Bank 2.33 from 62 reviews

Want to see more from Lloyds Bank?

Easy Saver
from Lloyds Bank 4.56 from 75 reviews
Personal Loan
from Lloyds Bank 4.37 from 60 reviews
Cash ISA
from Lloyds Bank 4.37 from 75 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub