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Lloyds Bank: Club Lloyds Current Account reviews

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4.45
Based on 677 reviews, last reviewed 5th May 2026
11% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
17%
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6%
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2%
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Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth
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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Lloyds are tolerant, understanding and acknowledge you as the customer.

4
Lloyds have been patient, understanding and they helped me manage my finances extremely well. In fact, they still do. When I had some issues with money, they helped me to set up a payment plan which meant that I could pay what I could afford without going through the usual motions that banks like to put people through when they're in debt e.g. high court order, repossession of items. Their customer experience is perfect and they tend to consider all aspects that you need them to. Overall, I highly recommend them. Reviewed on: 29th December 2015
Leila 's avatar
Leila

A pleasant experience

4
Lloyds is a bank I have been a customer of for many years and recently I joined the club lloyds scheme. For a seemingly low payment of £5 a month I gained access to a number of benefits, both financial ones and a 'lifestyle benefit' - in my case 6 cinema tickets. Overall I am rather happy with the bank. Reviewed on: 24th December 2015
Will Marshall's avatar
Will Marshall

Good...but

3
I recently moved my current account to Club Lloyds. The account pays good interest and the switching process was simple. Registering for online and telephone access was cumbersome however. Reviewed on: 24th December 2015
Phil Jacobs's avatar
Phil Jacobs

GOOD EXPERIENCE

5
Easy account to open with the benefit of paying 4% interest. If you hold this account you can also set up a monthly saver which pays the same rate Reviewed on: 24th December 2015
jess hall's avatar
jess hall

Good little current account

4
Ive been using Lloyds Bank since I was at school and always found their standard current account to be good enough for my needs. However, about a year ago, whilst paying in a cheque, the cashier recommended that I upgrade and I can honestly say Im glad that I did. So long as you have a minimum of £1500 paid in each money you get this account for free, otherwise its £5.00 a month. In return you get a far better interest rate, cheaper mortgage rates and a choice of lifestyle benefit incentives. All in all its a good product and Id recommend it. Reviewed on: 24th December 2015
Andrea Storey's avatar
Andrea Storey

Great Account

5
I have been with Lloyds for 9 years. This is an excellent added value account, it is very cheap and works out free if you meet the requirements. The Gourmet Society is excellent and provides loads of savings when eating out. Offers an amazing 4% ISA saving account. Lloyd's as a bank are also very pleasant, I regularly have yearly meetings, where rather then trying to sell me products, they try and save me money by changing loans, credit cards. Reviewed on: 26th November 2015
Richard Turnbull's avatar
Richard Turnbull

Bit average, no real good offers as a bank

3
Some banks have offers and great saver rates, Lloyds does little to support the savers but are great at charging for overdraft facilities, it is just average as a bank Reviewed on: 22nd November 2015
George Spedding Snr's avatar
George Spedding Snr

Brilliant

5
4% interest plus a free magazine. They are very friendly & efficient in the Tutbury branch I use. Service with a smile - brilliant. Reviewed on: 20th November 2015
Jo Jones's avatar
Jo Jones

Perfect. Everything plus more that you need in a current account

5
The customer service in every Lloyd bank I have been in is superb. Everything you need, with someone always at hand who is understanding. Reviewed on: 10th November 2015
Alexandra Clark's avatar
Alexandra Clark

Brilliant

5
Their app is amazing. It has completely changed the way I bank. I couldn't recommend it enough! Reviewed on: 9th November 2015
Tara's avatar
Tara

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