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Lloyds Bank: Club Lloyds current account reviews

View other Lloyds Bank products
4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth
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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

GOOD EXPERIENCE

5
Easy account to open with the benefit of paying 4% interest. If you hold this account you can also set up a monthly saver which pays the same rate Reviewed on: 24th December 2015
jess hall's avatar
jess hall

Good little current account

4
Ive been using Lloyds Bank since I was at school and always found their standard current account to be good enough for my needs. However, about a year ago, whilst paying in a cheque, the cashier recommended that I upgrade and I can honestly say Im glad that I did. So long as you have a minimum of £1500 paid in each money you get this account for free, otherwise its £5.00 a month. In return you get a far better interest rate, cheaper mortgage rates and a choice of lifestyle benefit incentives. All in all its a good product and Id recommend it. Reviewed on: 24th December 2015
Andrea Storey's avatar
Andrea Storey

Great Account

5
I have been with Lloyds for 9 years. This is an excellent added value account, it is very cheap and works out free if you meet the requirements. The Gourmet Society is excellent and provides loads of savings when eating out. Offers an amazing 4% ISA saving account. Lloyd's as a bank are also very pleasant, I regularly have yearly meetings, where rather then trying to sell me products, they try and save me money by changing loans, credit cards. Reviewed on: 26th November 2015
Richard Turnbull's avatar
Richard Turnbull

Bit average, no real good offers as a bank

3
Some banks have offers and great saver rates, Lloyds does little to support the savers but are great at charging for overdraft facilities, it is just average as a bank Reviewed on: 22nd November 2015
George Spedding Snr's avatar
George Spedding Snr

Brilliant

5
4% interest plus a free magazine. They are very friendly & efficient in the Tutbury branch I use. Service with a smile - brilliant. Reviewed on: 20th November 2015
Jo Jones's avatar
Jo Jones

Perfect. Everything plus more that you need in a current account

5
The customer service in every Lloyd bank I have been in is superb. Everything you need, with someone always at hand who is understanding. Reviewed on: 10th November 2015
Alexandra Clark's avatar
Alexandra Clark

Brilliant

5
Their app is amazing. It has completely changed the way I bank. I couldn't recommend it enough! Reviewed on: 9th November 2015
Tara's avatar
Tara

As efficient as a bank bank can be with great staff and brilliant service.

5
Since I first joined Lloyds several years ago they have always made sure that banking has been easy for me. On the phone for longer than 20 minutes they gave me a refund in to my bank. They're very active about fraud monitoring. Reviewed on: 9th November 2015
Mykal Cook PT's avatar
Mykal Cook PT

one imperfection

4
great for interest on credit balance and have not had any problems with day to day banking. However, wish they had a secure messaging system like other banks, as if you want to contact them you have to visit or phone Reviewed on: 31st August 2015
doglover's avatar
doglover

great account

5
No problems at all with this account, and I get 4% interest each month and also a magazine Reviewed on: 31st August 2015
bizzielizzie's avatar
bizzielizzie

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