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Lloyds Bank: Club Lloyds current account reviews

4.47
Based on 687 reviews, last reviewed 30th Aug 2026
77% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent, brilliant bank, easy to deal with Excellent, brilliant bank, easy to deal with Reviewed on: 30th August 2026
Karen Murphy's avatar
Karen Murphy

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (687)

Bank on Lloyds

5
Such a great bank, they get me and provide me with the best products Reviewed on: 24th March 2026

Good incentives and app.

4
I swapped using a switch incentive. The incentive was generous, and the accompanying saver access was good. The incentives to get me stay are better than previous banks I've been with, with a well designed app. Reviewed on: 23rd March 2026

A good choice

5
I’ve been using lloyds for a few months now, and, it’s been a really positive experience. Getting everything set up was easier than I expected. The benefits of offered by the account are positive and I the app offers good functions. Definitely a solid choice. Reviewed on: 20th March 2026

Reliable intuitive website and app.

5
Reliable intuitive website and app. Interest on positive balance and kinked regular saver - all good products Reviewed on: 12th March 2026

Neutral product - nothing special

3
Neutral product - nothing special Reviewed on: 9th March 2026

Basic. No frills

3
Basic. Gets the job done. No fuss. The lifestyle benefit make sense. It's what you expect from a brick and mortar bank the app could have more functionality. It just does what it absolutely needs to do. Reviewed on: 8th March 2026

LLyodes current account

5
provides small amount of interest on holdings it system works very well on both PC's and Iphones Reviewed on: 6th March 2026

Good benefits

4
I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Amazing - offers - that has been very useful - cashb...

5
Amazing - offers - that has been very useful - cashback that always gets triggered Reviewed on: 21st February 2026

everything works as it should costs are minimal

5
everything works as it should costs are minimal Reviewed on: 20th February 2026

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