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Lloyds Bank: Club Lloyds current account reviews

4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Reliable intuitive website and app.

5
Reliable intuitive website and app. Interest on positive balance and kinked regular saver - all good products Reviewed on: 12th March 2026

Neutral product - nothing special

3
Neutral product - nothing special Reviewed on: 9th March 2026

Basic. No frills

3
Basic. Gets the job done. No fuss. The lifestyle benefit make sense. It's what you expect from a brick and mortar bank the app could have more functionality. It just does what it absolutely needs to do. Reviewed on: 8th March 2026

LLyodes current account

5
provides small amount of interest on holdings it system works very well on both PC's and Iphones Reviewed on: 6th March 2026

Good benefits

4
I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Amazing - offers - that has been very useful - cashb...

5
Amazing - offers - that has been very useful - cashback that always gets triggered Reviewed on: 21st February 2026

everything works as it should costs are minimal

5
everything works as it should costs are minimal Reviewed on: 20th February 2026

With Lloyds over 25 years never had any problems

5
Have been with Lloyds 25+ years never had any problems Reviewed on: 20th February 2026

Great it is my main bank!

5
Great bank, reminds me of Caixa Geral de Depositos in Portugal, very steady, always there so you can rely on it.It is my main bank. Reviewed on: 19th February 2026

Great benefits and great app, easy to use and gd...

5
Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026

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