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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Average bank account

3
Pretty good online banking app, good exchange rate when using debit card abroad. Reviewed on: 31st May 2017

Friendly

5
Good friendly personal service went through all products before picking the best for me Reviewed on: 30th May 2017

no fuss, works fine - no prolbems

5
i havent had any issues with Lloyds since moving from barclays, who were awful Reviewed on: 17th May 2017

Great account

5
We recently changed to Lloyd's back and had gotten the Club account! We were given six free cinema tickets for changing banks on to this account! Really pleased with the account so far! The internet banking is fantastic and really easy to use! Reviewed on: 2nd May 2017

Solid performance and savings help

4
I've had the Club Lloyds Current Account for nearly two years - and it's been great! The interest on the balance is decent, in these low interest times. And if you 'save the change' it rounds up all spend to the nearest pound, putting the difference into a savings account of your choice. Those little bits soon add up, and I normally have around £20 at the end of the month to give myself a little treat. Oh, and some free cinema tickets, too - I'm saving mine for Deadpool 2! Reviewed on: 4th April 2017

Daily offers

5
Club Lloyds Current Account by Lloyds Bank 27th March 2017 I've been a Lloyds customer for years and am a huge fan of their Lloyds app. If you check and activate Everyday Offers you can get significant savings on supermarket shops and restaurants #MaxYourMoney Reviewed on: 27th March 2017

Everyday Offers - a great way to save money

5
Don't forget to log in to the Lloyds app or website regularly to check and activate Everyday Offers - they can give you big savings on supermarket shops, restaurants and more! #MaxYourMoney Reviewed on: 3rd March 2017

Lloyds Club account paying me 5% interest and giving me access to a premium regular savings account

4
Clubs Lloyd account offering a high level of interest Reviewed on: 1st March 2017

Good quality account

5
A lovely account, unfortunately not paying as much as it has in the past but still a good account Reviewed on: 12th February 2017

Quick to charge slow to reward

3
Set up a savings account only to have the % reward cut shortly afterwards Reviewed on: 12th February 2017

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