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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (630 reviews)

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4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

Excellent account for great interest rate and freebies

If you want 4% gross interest on up to £5000 and 6 x free cinema tickets each and every year you have the account open ,and can pay in £1500 with just two direct debits, each month, then this is surely the account for you! Easy account opening and good customer service which make it a clear winner. Reviewed on: 28th March 2016

New customer

I recently opened a current account with Lloyds bank and i did it all online, it was so smooth and easy to do and the account info was given to me straight away which allowed me to arrange transfers of funds and within 5 days the account was fully up and running.Fantastic Reviewed on: 28th March 2016

Great bank

Contact centre very knowledgable and quick to resolve problems Reviewed on: 28th March 2016

Never dissapoints

iv been a customer of Lloyds for about 10 years and iv always been happy and satisfied with the customer service. they always provide a best service they can offer and when there has been an issue, they deal with it in the most helpful and professional mannor. I have recently just been into my local branch in Brighton on North street and i wanted to give a special mention to onte of the employees there. his name was Adrian Griffiths and he was the most polite and helpful person that served me with such a warming smile as he apologised for my wait in the que. all the staff are lovely and i would certainly recommend my friends to join Lloyds bank. Reviewed on: 29th February 2016

Current account

With only account I hold a current account, ice saver and a classic account. All of these services have been more than suitable, information is sent through and updated on a regular bases alongside cash bonuses on saver account. I would highly recommend this to any young adult or student Reviewed on: 26th February 2016

Their overdraft charges are extortionate and with interest

Their overdraft charges are extortionate and with interest and have put me in increasing debt and poverty yet they refuse to allow me to get an unplanned overdraft even though I always put the money back when i go overdrawn, so they are keeping me in debt and poverty purposely . Therefore I am in the process of leaving my bank for one who does not charge extortionate overdraft charges with interest Reviewed on: 19th February 2016

Well worth having a Club Lloyds account

I realised my current account wasnt giving me the interest rate I wanted, so I spoke with representatives at Lloyds. They were incredibly helpful and not only changed my current account to a club Lloyds, but also my savings, so I'm maximising on my interest rate. The whole process was easy and they were very helpful, making sure everything was sorted for me. Highly recommend . Reviewed on: 19th February 2016

Easy to use account, great perks

Responsive customer service, great online banking options and 6 free cinema tickets every year. Reviewed on: 19th February 2016

Club Lloyds is a brilliant current account offering good interest rates plus other perks

Club Lloyds current account is very easy to operate on line, offers good interest rates up to 4% on balances up to £5000 and also gives me a Gourmet Society Card which saves me lots of money when eating out in participating restaurants. There's no fee to pay if you pay in £1500pcm and have 2 DDs, otherwise it's £5. Also gives access to a regular saver account paying 4% interest on up to £250pcm. Who could ask for more? Staff are always very helpful in branch too. Reviewed on: 18th February 2016

great intrest rates and customer service

brilliant rate of interest ON MY ACCOUNT AND LOTS OF FREEBIES Reviewed on: 17th February 2016

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