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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.41 (621 reviews)

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4.47

Based on 621 reviews, last reviewed 1st Feb 2026

3400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (621)

Best of traditional and modern banking

This is a review of a Club Lloyds current account held at the Helston, Cornwall branch. In the branch you get traditional, competent service and you rarely have to wait long. The staff make a real point of being friendly and welcoming and don't take offence when I tell them that I don't want to use the new-fangled machine for paying in cheques and I don't want a financial review and I don't want their home insurance. I'm very happy with the Club Lloyds current account that pays a great interest rate and is accessible via a web-site that hardly ever goes down and I get access to the Club Lloyds monthly saver and they even send me a copy of Runners' World every month! Reviewed on: 26th January 2016

Easy banking

Easy to bank with, great online banking service and good customer assistance on the phone when in need of assistance Reviewed on: 22nd January 2016

Good product

The Club Lloyds account is a really good product and some nice benefits. The staff in Lloyds are really helpful. Reviewed on: 19th January 2016

Ok, but got worse since my Bank Manager left

Generally my experience is ok, but they haven't been overly helpful with my financial situation. Being ill, I have problems with paying back debt, but have not been offered any help. Apart from this, I am quite happy with the services they offer. Reviewed on: 8th January 2016

Lloyds are tolerant, understanding and acknowledge you as the customer.

Lloyds have been patient, understanding and they helped me manage my finances extremely well. In fact, they still do. When I had some issues with money, they helped me to set up a payment plan which meant that I could pay what I could afford without going through the usual motions that banks like to put people through when they're in debt e.g. high court order, repossession of items. Their customer experience is perfect and they tend to consider all aspects that you need them to. Overall, I highly recommend them. Reviewed on: 29th December 2015

A pleasant experience

Lloyds is a bank I have been a customer of for many years and recently I joined the club lloyds scheme. For a seemingly low payment of £5 a month I gained access to a number of benefits, both financial ones and a 'lifestyle benefit' - in my case 6 cinema tickets. Overall I am rather happy with the bank. Reviewed on: 24th December 2015

Good...but

I recently moved my current account to Club Lloyds. The account pays good interest and the switching process was simple. Registering for online and telephone access was cumbersome however. Reviewed on: 24th December 2015

GOOD EXPERIENCE

Easy account to open with the benefit of paying 4% interest. If you hold this account you can also set up a monthly saver which pays the same rate Reviewed on: 24th December 2015

Good little current account

Ive been using Lloyds Bank since I was at school and always found their standard current account to be good enough for my needs. However, about a year ago, whilst paying in a cheque, the cashier recommended that I upgrade and I can honestly say Im glad that I did. So long as you have a minimum of £1500 paid in each money you get this account for free, otherwise its £5.00 a month. In return you get a far better interest rate, cheaper mortgage rates and a choice of lifestyle benefit incentives. All in all its a good product and Id recommend it. Reviewed on: 24th December 2015

Great Account

I have been with Lloyds for 9 years. This is an excellent added value account, it is very cheap and works out free if you meet the requirements. The Gourmet Society is excellent and provides loads of savings when eating out. Offers an amazing 4% ISA saving account. Lloyd's as a bank are also very pleasant, I regularly have yearly meetings, where rather then trying to sell me products, they try and save me money by changing loans, credit cards. Reviewed on: 26th November 2015

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