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Lloyds Bank: Club Lloyds current account reviews

4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Great account

5
We recently changed to Lloyd's back and had gotten the Club account! We were given six free cinema tickets for changing banks on to this account! Really pleased with the account so far! The internet banking is fantastic and really easy to use! Reviewed on: 2nd May 2017

Solid performance and savings help

4
I've had the Club Lloyds Current Account for nearly two years - and it's been great! The interest on the balance is decent, in these low interest times. And if you 'save the change' it rounds up all spend to the nearest pound, putting the difference into a savings account of your choice. Those little bits soon add up, and I normally have around £20 at the end of the month to give myself a little treat. Oh, and some free cinema tickets, too - I'm saving mine for Deadpool 2! Reviewed on: 4th April 2017

Daily offers

5
Club Lloyds Current Account by Lloyds Bank 27th March 2017 I've been a Lloyds customer for years and am a huge fan of their Lloyds app. If you check and activate Everyday Offers you can get significant savings on supermarket shops and restaurants #MaxYourMoney Reviewed on: 27th March 2017

Everyday Offers - a great way to save money

5
Don't forget to log in to the Lloyds app or website regularly to check and activate Everyday Offers - they can give you big savings on supermarket shops, restaurants and more! #MaxYourMoney Reviewed on: 3rd March 2017

Lloyds Club account paying me 5% interest and giving me access to a premium regular savings account

4
Clubs Lloyd account offering a high level of interest Reviewed on: 1st March 2017

Good quality account

5
A lovely account, unfortunately not paying as much as it has in the past but still a good account Reviewed on: 12th February 2017

Quick to charge slow to reward

3
Set up a savings account only to have the % reward cut shortly afterwards Reviewed on: 12th February 2017

Great bank!

5
Never had any problems with Lloyds bank. Great customer service and a great bank! Reviewed on: 12th February 2017

overall good service

4
Those working at my branch are very helpful. Reviewed on: 11th February 2017

A simple account with easy to use online banking

5
The Club Lloyds account makes its case with simplicity - pay in £1500 per month of pay £5 and get better interest rates and perks like magazine subscriptions orc cinema tickets. I love that I can easily use the online banking system without any fuss (no keypads or unique images here) to check my balance and see if transactions have occurred. No problems with the account yet and very happy to continue with Club Lloyds. Reviewed on: 10th February 2017

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