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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (677 reviews)

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4.45

Based on 677 reviews, last reviewed 5th May 2026

11% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great bank!

Never had any problems with Lloyds bank. Great customer service and a great bank! Reviewed on: 12th February 2017

overall good service

Those working at my branch are very helpful. Reviewed on: 11th February 2017

A simple account with easy to use online banking

The Club Lloyds account makes its case with simplicity - pay in £1500 per month of pay £5 and get better interest rates and perks like magazine subscriptions orc cinema tickets. I love that I can easily use the online banking system without any fuss (no keypads or unique images here) to check my balance and see if transactions have occurred. No problems with the account yet and very happy to continue with Club Lloyds. Reviewed on: 10th February 2017

Good service

Have had good service with Lloyds bank Reviewed on: 10th February 2017

great account

Lloyds internet banking is so safe and easy and also you get to speak to real people aswell Reviewed on: 7th February 2017

Shame cut rate

Very disappointed they cut interest rate from start of year Reviewed on: 6th February 2017

Great current account

I've had this bank account for the past few years and had no problems, plus I think the bank provides a high level of customer service. They also give you a yearly offer of free cinema tickets, tastecard, or a free magazine subscription! Reviewed on: 5th February 2017

22 Years Later........

I have been with Lloyds (Was Lloyds TSB) for over 22 years. It was the first bank account my Mum signed me up to at the ripe old age of 10....... I have multipul online savings accounts and another current account with them - having the various accounts makes it so easy to budget and move money around. Another bonus for me is no silly card readers!!! The only down side is there has been a glitch with the app on android phones for over 2 months now and it still hasn't been fixed! Reviewed on: 3rd February 2017

Great account , great bank

Been with this bank 25 years plus always been a pleasure Reviewed on: 3rd February 2017

Good rewards and decent interest rate for a current account

They do excellent everyday rewards where you can get discounts in numerous shops and restaurants just by using your debit card. The incentives each year for having the account are also enticing - last year I had a free Gourmet Society card and this year I chose six free cinema tickets. My only criticism is that they have just lowered the tiered rates of interest - it was 4% on balances between £4K and £5K which was much more appealing, so I will be looking at other saving options. Reviewed on: 3rd February 2017

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