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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.45 (677 reviews)

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4.45

Based on 677 reviews, last reviewed 5th May 2026

11% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Good customer experience

Never had a problem with them always very helpful with any queries Reviewed on: 31st January 2017

Brilliant Bank, Banked for years

I have never had any problems with Lloyd's, very helpful when i need to ring and have always offered me the best deals Reviewed on: 31st January 2017

Excellent

Excellent bank with excellent customer service either in branch or on the phone. Reviewed on: 17th January 2017

Good interest rates

It gives some lifestyle benefits for a small fee. The fee gets credited back if one sets up two direct debits from the account. The interest rate though have gone down is still better compared to others on the market Reviewed on: 15th January 2017

General banking

Having internet hackers take money from my account Lloyds assisted me very well. Money was paid back into my account in a few days. On the debit side they have halved the interest on the account and reduced the ISA rates to virtually nothing Reviewed on: 30th December 2016

Customer care

Did me proud when money was stolen from my internet banking Had it paid back into my account within a couple of days Reviewed on: 27th December 2016

Not great-always feel I'm been sold something.

Lloyd's bank is not great-really thinking about leaving. Reviewed on: 27th December 2016

Efficient

Friendly local branch always go out of their way to please Reviewed on: 18th December 2016

Sneaky savings

My Club Lloyds account has given me the option to round up all spending to the nearest pound, and puts the difference into a savings account, allowing me to save a little without realising it. At the end of every month, I have around £20 to treat myself! Reviewed on: 15th December 2016

pretty good!

i've heard horror stories about lloyds but i've never had any issues with them - and when i have had to contact them they have been quite helpful. Reviewed on: 9th December 2016

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