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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Sneaky saver and free treats!

I've been using my Club Lloyds current account for a few years now - and it works really well for me! Not only do I get a free magazine subscription (Golf Weekly, was my choice) but previously I've had free cinema tickets! And, which is better for me, I've opted into a small savings scheme, which sees all my spend rounded up, with the difference put into a separate account. I don't even notice it going, but by the end of the month I have £20-30 to spend on a little treat! The website is super easy to use, and they give me a breakdown of my spending so I know where I need to reduce spend if I need to. Oh, AND they give cashback spend with some companies when you opt in. Reviewed on: 7th November 2017

Friendly service

Shame they closed our local branch Reviewed on: 7th November 2017

Almost right

2% on your current account is acceptable, but as said on many school reports...Could do better. Reviewed on: 6th November 2017

The bank that keeps it's word

I have banked with Lloyds for many years and have never had a problem with them. They send out notifications and literature that is easy to understand and don't bombard you with their products. Very professional bank. Reviewed on: 6th November 2017

Brilliant

Club Lloyd’s is brilliant, I would highly recommend it! Reviewed on: 5th November 2017

Why cut the interest rate?

I like the fact that I get through to Internet Banking more quickly with this account number and I appreciate the little pluses, but I was sorry they cut the interest rate so drastically. Reviewed on: 4th October 2017

Lloyds Club

Fortunately an employee at the bank told me about this particular service and it has been an excellent account that I use as a current account, but which pays interest! Just like the old days! Reviewed on: 22nd September 2017

Good value

Recommend using this account for good interest rate Reviewed on: 7th September 2017

Was a great little earner

Club Lloyds was a great current account as it used to afford you 4% interest on balances of up to £5000 but unfortunately it now it's only 2% :-( That said, website and app are user friendly an staff in-branch are always helpful. Reviewed on: 14th August 2017

Great

Never have a problem with my current account... I've had scams and my bank amhabe understood and placed the money back the same day. Excellent service Reviewed on: 21st July 2017

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