Smart Money People Logo

Lloyds Bank: Classic Account reviews

4.02
Based on 758 reviews, last reviewed 2nd Jul 2025
86% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

I’m really having a good time with Lloyds Bank Class... I’m really having a good time with Lloyds Bank Classic Account. Zero account charges and I can access my finances anytime. Reviewed on: 2nd July 2025
Prashel K's avatar
Prashel K

Latest lowest rating:

1

Easy banking happy with service bank review Easy banking happy with service been a customer for 30 years Reviewed on: 2nd April 2025
Melanie Obren's avatar
Melanie Obren

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (758)

Review of the Lloyds Bank, Classic Account:

Switch from Lloyds at all costs

1
Awful app. Awful customer service. Awful everything. Awfiln company. Avoid. Avoid. Avoid. Reviewed on: 10th July 2019

Great bank

5
Been with them since i was allowed a bank account and they have always been good to me. Reviewed on: 3rd January 2020

Good service.

4
Lloyd’s are a loyal bank overall. A few hiccups with payments sometimes but 9/10 they’re good. Nice staff and professional. Reviewed on: 2nd January 2020

Accont

5
Excellent account easy to follow statement and online platform Reviewed on: 2nd January 2020

great bank

5
i always get treated well and respected by the staff a great bank at clacton on sea Reviewed on: 22nd December 2019

Great Family Bank

4
I have banked with Lloyds since childhood and would never go anywhere else. There is a branch locally and their customer service is great. Recommended. Reviewed on: 9th December 2019

Best for banking

5
Lloyd's exceed all expectations in service and banking. Suitable fees, fraud prevention security and safety is top notch, easy to use online banking, excellent customer service, there is no way I'd ever change my bank Reviewed on: 4th December 2019

Nu recomand

1
Nu mea placut nu sunt buni nu recomand Reviewed on: 27th November 2019

Modern bank

5
I like that Lloyds and the LBG in general are pretty on point when it comes to mobile/tech advancements, I've had experience using Lloyds, HSBC, the Post office, Natwest and Sainsburys, and Lloyds/Halifax are by far the best user experience I know of. Now they just need to look at Monzo and keep up with them! Reviewed on: 27th November 2019

Great account.

4
This has been great, as it works just fine. Reviewed on: 26th November 2019

Great

4
Always keep me updated when I'm nearing my overdraft and helps me keep on top of it Reviewed on: 24th November 2019

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Travel Money

    from Lloyds Bank 4.73 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
  • Help to Buy ISA

    from Lloyds Bank 4.44 from 7 reviews
    Lloyds Bank
    View all products