Smart Money People Logo

London Capital Credit Union: Savings reviews

4.76
Based on 88 reviews, last reviewed 24th May 2025
7100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
11%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

This family of people that have come together to pro... This family of people that have come together to provide a service go above and beyond xx I have been with them over 6 years now and i would have it a... Read more Reviewed on: 24th May 2025
Charlotte S's avatar
Charlotte S

Latest lowest rating:

2

Not very good for me Withdrew a loan they offered me which was way to little in first place. It takes time to withdraw and put in money more time than real banks. Interes... Read more Reviewed on: 23rd May 2025
Jennifer G's avatar
Jennifer G

About this product

London Capital Credit Union Savings reviews (88)

Review of the London Capital Credit Union, Savings:

A True Financial Lifeline

5
I cannot speak highly enough of my experience with this credit union. From the moment I joined, it became clear that this wasn’t just another financial institution—it was a genuine partner in my financial well-being. At a time when I was feeling overwhelmed and uncertain about my financial future, the credit union offered me guidance, support, and a sense of stability that I hadn’t found elsewhere. What truly sets them apart is their commitment to empowering members rather than exploiting them. Instead of pushing loans or encouraging unnecessary debt, the credit union consistently promoted the value of saving and building healthy financial habits. They helped me set realistic savings goals and offered tools and incentives to achieve them. Slowly but surely, I watched my savings grow—something I hadn’t thought possible just a few years ago. Their approach has changed the way I think about money. I no longer feel like I’m constantly trying to catch up or stay afloat. With their support, I’ve built a financial cushion that gives me peace of mind. I now approach financial decisions with confidence and clarity, thanks to the foundation they helped me create. Joining this credit union was one of the best financial decisions I’ve ever made. They’ve been a true lifeline, and I’m deeply grateful for their unwavering support and their mission to help people thrive—not just survive. Reviewed on: 23rd May 2025
Reply from London Capital Credit Union Hi Dioanne, Thank you so much for your heartfelt review. We’re delighted to hear that our focus on ethical support, saving, and financial empowerment has made a positive difference for you. Our mission is to help members build confidence, stability, and healthy financial habits. Your journey is what we strive to achieve.—guiding members to achieve their goals and thrive. We’re grateful for your trust and proud to have been part of your financial success. Response date: 23rd May 2025
London Capital Credit Union logo
London Capital Credit Union

This family of people that have come together to pro...

5
This family of people that have come together to provide a service go above and beyond xx I have been with them over 6 years now and i would have it any other way! They have guided me to save, spent time going through my finances and are always on the end of the phone ready to give advice. Thank you xx Reviewed on: 24th May 2025

They helped my twice, first with a loan for my late...

5
They helped my twice, first with a loan for my late father's funeral and second with a loan to pay for a family holiday Reviewed on: 24th May 2025

London Capital Credit Union is the best.

5
London Capital Credit Union came to our secure when we needed help most last year. The loan that our bank could not provide us after many years of banking with them was provided by London Capital Credit Union. We are grateful and will forever be grateful Reviewed on: 24th May 2025

Fast response easy app to use, good for savings and...

5
Fast response easy app to use, good for savings and low percentage on loans, and flexible payments. Reviewed on: 24th May 2025

Great service

5
Referred by a friend and loving it. Reviewed on: 24th May 2025

Engaging and encouraging for the future

5
Engaging and encouraging for the future Reviewed on: 24th May 2025

Great CU with excellent values.

5
Great CU with excellent values. Would recommend highly. Good communication and products Reviewed on: 24th May 2025

Staff are friendly and helpful.

5
Staff are friendly and helpful. Not at all judgmental like other institutions. Loans and saving process really easy. The App is very easy to use. Communication by email or telephone is very good. Reviewed on: 24th May 2025

Building positive savings habits

5
I have had a positive experience as the service has allowed me to be disciplined in my saving habits. It is also helpful that the amount is deducted from my salary directly before I spend. Withdrawal is also a seamless process. Reviewed on: 24th May 2025

Using London Capital Credit Union has been a positiv...

5
Using London Capital Credit Union has been a positive experience. Their customer service is responsive, and the platform is easy to navigate. I appreciate their focus on ethical banking, competitive savings rates, and accessible loan options. It feels like a community-focused alternative to mainstream banks, offering trust and financial inclusion. Reviewed on: 24th May 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

London Capital Credit Union has a range of products available. Check the ratings of each product to find the right one for you. View all products