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MBNA: Credit Card reviews

2.68
Based on 183 reviews, last reviewed 10th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
5%
See only 1 star reviews
36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024
David H's avatar
David H

Latest lowest rating:

2

Unreliable card for 2nd card holder As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot tell you how ma... Read more Reviewed on: 10th February 2025
Leks W's avatar
Leks W

About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (183)

Review of the MBNA, Credit Card:

Bombarded

2
I took out this out as my first credit card, as the sign up bonus was quote good. I didn't use it much but this didn't stop them sending me endless amounts of post re: balance transfer offers and other cards which i did not need at all. I got so annoyed with all of this spam I got another card and closed this one (which was a convoluted process in itself) and would never use them again. Reviewed on: 14th June 2016

Okayish service

3
Customer service not the most supportive or empathetic Reviewed on: 22nd June 2017

Good to deal with

4
Easy to apply, website user friendly and easy to make online payments, check balance and payments Reviewed on: 22nd June 2017

Very user friendly

5
Website is extremely well laid out and emails very user friendly. The website actually makes you want to visit it every now and then it's so well laid out and responsive. Very easy company to deal with. Reviewed on: 11th June 2017

easy to get credit card

5
The deal I got was NO interest for first year. especially since I was 75 when I applied for the card. Also they confirm by Email they got your payment on the day you paid them. Reviewed on: 10th June 2017

Very Positive

5
Whole experience was quick and simple from start to finish. Excellent app and good customer service. Far better rate than with Capital One & Vanquis etc Reviewed on: 8th June 2017

Mediocre at best

2
Was a very high APR and very quick to fine for any mishaps. Takes ages getting through when trying to speak to someone Reviewed on: 7th June 2017

Great modern credit card

5
I have had a credit card with MBNA for about 4 years now and I am so pleased I decided to go with them. They're one of the only companies where iv managed to find out when my balance transfer rates expire through the online account. They also frequently have transfer offers. Reviewed on: 4th June 2017

Good deal

5
Easy to use website. Good email info.Very good provider. Reviewed on: 1st June 2017

Credit card

5
Always coming up with offers on balance transfers and low cost interest rates. Reviewed on: 1st June 2017

Good long term interest rates

4
MBNA generally offer very good interest rates and promotional offers. Their online banking is easy to use and their customer service is good. Would definitely recommend. Reviewed on: 31st May 2017

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