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Monzo: Current Account reviews

4.92
Based on 15,541 reviews, last reviewed 4th Mar 2025
7411% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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1%

Latest highest rating:

5

Excellent customer service when I have had problems Excellent customer service when I have had problems Reviewed on: 4th March 2025
Shaun's avatar
Shaun

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15541)

Review of the Monzo, Current Account:

Monzo is exactly what a modern bank should be.

5
Monzo is exactly what a modern bank should be... Innovative, intuitive, efficient, responsive and reliable. Reviewed on: 3rd March 2025

Excellent customer service when I have had problems

5
Excellent customer service when I have had problems Reviewed on: 4th March 2025

Let's be honest banking can be boring can't it?

5
Let's be honest banking can be boring can't it? I feel like Monzo has taken the everyday, mundane and has given it a bit of *sparkle*. Whether it be giving you incentive to save money, weekly treats at Greggs or it's fun little end of the year round up (although please don't remind me that I'm in the top 1% of ASOS! That's supposed to be between me and you!). Monzo's app has actually reduced my spending habits somehow? So they must be doing something right! and I can still enjoy my weekly Chinese without judgment, what more could a girl ask for? Thank you Monzo! You are like Elle Woods if she was a banking app 'what? like it's hard?'...keep sparkling babygirl! Reviewed on: 4th March 2025

i like using monzo for both current and savings acco...

5
i like using monzo for both current and savings account. its easy to use as i can keep track of all payments. Reviewed on: 4th March 2025

4 years with monzo.

5
I have had Monzo for 4 years now and still getting used to it,but the process to sign up was very secure which ultimately made me feel more confident in my decision to trust that it was safe to use.Monzo Is practically like a real bank just without a physical branch.I primary use Monzo for savings and it's been great so far. Reviewed on: 4th March 2025

Convenient and simple. Great for joint banking

5
Convenient and simple, app format makes it so accessible. Great for collaboration with my partner via joint account and pots. Security features to limit spending and large payments are simple to apply and simple to get around when I need to as well. Reviewed on: 4th March 2025

Incredible bank.

5
Incredible bank. If only they were all like this. Intuitive. Great UX. And it has made me better with my money – I'm more wealthy since using Monzo. Reviewed on: 4th March 2025

Easy to use and flexible and perks are v good

5
Easy to use and flexible and perks are v good Reviewed on: 4th March 2025

Never had an issue.

5
Never had an issue. Everything on the app is simple, easy to use and prompt. Reviewed on: 4th March 2025

Smooth banking.

4
Smooth banking. App a bit cluttered. Reviewed on: 3rd March 2025

Nothing but praise.

5
Nothing but praise. Excellent products and perks. Easy to use app Reviewed on: 3rd March 2025

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