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Monzo: Current Account reviews

4.92
Based on 16,993 reviews, last reviewed 10th Apr 2025
51700% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A modern day, easy to use and fun bank! I moved away from a bank I’d been with for over ten years because I wasn’t getting great service with them. Monzo blew me away with how amazing their ... Read more Reviewed on: 10th April 2025
Natasha J's avatar
Natasha J

Latest lowest rating:

2

Froze our card Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025
Marta's avatar
Marta

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (16993)

Review of the Monzo, Current Account:

I love MONZO!

5
I love MONZO! Most easiest to use bank I have ever had and I feel so safe with them too Reviewed on: 21st March 2025

A modern day, easy to use and fun bank!

5
I moved away from a bank I’d been with for over ten years because I wasn’t getting great service with them. Monzo blew me away with how amazing their bank is once I opened my account! The features are so modern and it makes me feel like my bank and money are very secure. The well designed app and getting my wages a day earlier are other great perks that I never had with my previous bank. Since joining Monzo, my husband has also moved to them and we’ve opened our joint account too. It’s been the best move for our finances. Reviewed on: 10th April 2025

The simplest and easiest bank to use

5
The simplest and easiest bank to use Reviewed on: 10th April 2025

Perfect app easy to use and convenient

5
Perfect app easy to use and convenient Reviewed on: 10th April 2025

So easy to use.

5
So easy to use. Instant clear access to your money Reviewed on: 10th April 2025

Easy to use.

5
Easy to use. Very clear updates to conditions and interest rates. App is easy to navigate. The layout is in a format that is easy to see. Very easy to set up the additional accounts. Referrals are easy to navigate and share. Reviewed on: 10th April 2025

Monzo Makes Money Management Fun and Effortless

5
I really enjoy using Monzo’s Flex card—it offers great flexibility and control. The saving challenges are a fun and effective way to build better habits, and I love how easy it is to set up and manage a Cash ISA or explore investment opportunities directly in the app. It’s all incredibly user-friendly and intuitive, which makes managing my finances feel less like a chore. I’m genuinely excited to see what new features Monzo introduces next! Reviewed on: 10th April 2025

Has a great experience and now use current account j...

5
Has a great experience and now use current account joint account love the savings pots and also now have a credit card all with Monzo. Works really well and helps me manage my finances. I don’t know how I would cope otherwise!! Reviewed on: 10th April 2025

Excellent day to day banking app

5
Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

5
I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

5
Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

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