Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

BEST BANK EVER

5
Monzo has helped transform my financial situation. I think its the best app in preparing you for the financial world - organised, passionate and bloody well awesome. I would recommend this bank to anyone! Reviewed on: 24th January 2021
James's avatar
James

Amazing

5
Only bank i have ever managed to save any money with, best bank for using abroad (they even sent me a new card in the middle of nowhere in Laos when mine broke). I've recommended it to all my friends and family. Reviewed on: 24th January 2021
Iona's avatar
Iona

Simply the best current account!

5
Just works so well, provides great budgeting features and always keeps you in control. No hidden fees, clear communication. Reviewed on: 23rd January 2021
David's avatar
David

Breath of fresh air

5
Making constant improvements, monzo are vastly easier to work with than traditional banks Reviewed on: 23rd January 2021
Skye's avatar
Skye

Easy to track spending and move money

5
Monzo helps me keep track of my spending with instant transaction notifications and monthly breakdowns of spending. The pots are very useful for seperating money without opening a new account. I love the request money feature and year in review too. Reviewed on: 23rd January 2021
hm212's avatar
hm212

Best Bank ever

5
Monzo have really helped me organise my money... From Salary Sorter, paying bills from pots and a very handy app interface, it has made my life so much easier regarding money. Couldn't recommend them enough! Reviewed on: 23rd January 2021
Tom's avatar
Tom

Outstanding

5
Amazing bank with so many great features Reviewed on: 22nd January 2021
Cornealeus's avatar
Cornealeus

Features Galore

5
Good. Like very good. Some might say alright, but I say good. Monzo does not have minimum character limits on responses. Reviewed on: 22nd January 2021
Paul's avatar
Paul

Brillant app

5
Fantastic app with instant notifications, rich transaction info, and spending analysis. Makes staying on top of your money so much easier than with other banks Reviewed on: 22nd January 2021
Rocket's avatar
Rocket

Best customer service period.

5
Monzo is on another level when it comes to engaging with its customers. I believe that it is the best approach when it comes to overall customer satisfaction and, let me tell you, I am more than satisfied! Reviewed on: 22nd January 2021
Kyle Jaeger C.'s avatar
Kyle Jaeger C.

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill