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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Travel

The best bank for travelling and using whilst you’re home for every day spending! Reviewed on: 3rd February 2020

Started great, only improved over time

Consistently adding new features, and everything they have works exactly as you'd expect. Great service overall Reviewed on: 3rd February 2020

Great bank and support

It's a great bank. Good products, it could start investing in more, trying to keep up with competitors. Stock. ISA. Mortgage. App works flawlessly and support is really quick and effective. Reviewed on: 3rd February 2020

THIS IS THE BEST

IT JUST F***ING WORKS! Love it, use it everyday, adds up more and more functionalities which are so helpful and totally awesome. Old banks just are archaic and deserve a big refresh of reality from those truly innovative banks living with their time. Reviewed on: 3rd February 2020

Full Functionality with Transparency

I've only recently switched all of my banking into Monzo, but have been steadily increasing my usage since joining in '17. The functionality is best overall for me, the UI is clean and easy to use but what sets them apart from the competition is the community engagement and the transparency of their development. Reviewed on: 3rd February 2020

Best ever!

The best UK current account from all of the banks! Reviewed on: 3rd February 2020

Fantastic customer-centric offering

Intuitive app with great customer service. Their customer transparency is second to none. Reviewed on: 3rd February 2020

Everything I need in a bank

Monzo made banking for me so easy. I moved to the UK from Canada a few years ago and wasn’t sure how to get setup with a bank. A friend recommended Monzo to me and I’m so happy I listened. Monzo has helped me manage my money and track my spending in ways I didn’t think I needed. It has also made paying bills and sharing costs with my partner easier than ever. I have a personal and a joint account with Monzo and i have recommended this bank to many friends since joining. Reviewed on: 3rd February 2020

Best App and Customer support ever

Never found an issue with the bank, pay day early is the best bit Reviewed on: 3rd February 2020

Saves me money and time!

An amazingly useful current account which has helped me to budget more effectively and save money. It's clear and concise with frequent updates to keep me interested in my finances. I'm opening my bank app almost as often as my news apps now, I enjoy being informed of where I am and what the next few days will be like. Reviewed on: 3rd February 2020

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