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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Excellent 1st year using Monzo as primary account

5
I started using Monzo as my primary bank account on 9 January 2020 and the first year with them has been nothing short of amazing! The app works perfectly and is able to do everything I need. No more waiting in bank branches for hours to do simple tasks that could have been done online or on an app. So far, I'm very happy using Monzo as my primary bank account and would highly recommend them to anyone. Reviewed on: 22nd January 2021
Marcel's avatar
Marcel

Great bank

5
Absolute game changer in the banking world, a real disrupter. The ability to get paid early, have instant notifications, see my receipts in app, and tag my spending is so useful to me. Support are also amazingly helpful. Not to mention they have assistance for you if you have mental health problems that can impact your spending. Reviewed on: 22nd January 2021
Sarah's avatar
Sarah

Everything I expect from a modern bank

5
I am using Monzo already for several years. The app is super intuitive, salary payments are credited one day earlier and premium features make it even better. Reviewed on: 22nd January 2021
Thomas's avatar
Thomas

Easy

5
Using Monzo is quick and easy with a great UI. High security levels too. Reviewed on: 21st January 2021
Jake's avatar
Jake

Great bank

5
Great bank, great control and features. Reviewed on: 21st January 2021
Ledow's avatar
Ledow

Doing all the right things

5
Lots of great features! I've never needed to contact them, it just works. Reviewed on: 20th January 2021
John's avatar
John

The best app only banking app

5
The best app only banking app. Highly recommended. No complicated products. Reviewed on: 19th January 2021
John Ninos's avatar
John Ninos

Still miles ahead of the incumbents

5
Monzo leapfrogged the incumbents with their excellent app-based UI and customer experience. This has still been steadily improving as the business now scales up and goes mass-market. Features like getting paid early, salary sorter, shared tabs and bill splitting make managing money painless compared to days of old. Keep up the good work! Reviewed on: 19th January 2021
Charlie's avatar
Charlie

They are the best

5
Amazing experience all around. A true disrupter. Reviewed on: 19th January 2021
John Smith's avatar
John Smith

Best bank out there!

5
It’s amazing, smart, easy to use and easy to deal with, with a second to none app, and amazing benefits. Not to mention their good customer service, FAQs and security features. Reviewed on: 19th January 2021
KH's avatar
KH

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