Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

View other Monzo products

4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17221)

How banks should be in this age

Monzo is still relatively new, and coming out with updates and features regularly. Due to this there Mary be some things that are not currently available that are a standard elsewhere (payM for example). However, they are transparent and open and it is a refreshing change to have a bank ask the community what they want, and then strive to make it happen where possible. I also think that it's thanks to these companies (Monzo, Sterling etc) that the banking industry is finally being dragged into the 21st century. Reviewed on: 10th November 2018

What a bank should be!

Constantly innovating and bringing new ideas to an archaic industry. Barclays are currently advertising that you can freeze/un-freeze your lost debit card, through their app... Monzo had this feature YEARS ago. It does everything a 'traditional' bank does, and more! Reviewed on: 10th November 2018

The new banking

A great product and great community. Makes banking interesting again (and modern). Reviewed on: 10th November 2018

Functions and convenience

I find mobile only banks to be more convenient in everyday use than conventional banks and having accounts an a few of those I find Monzo the most comfortable to use. Reviewed on: 10th November 2018

Amazing

Using Monzo has changed the way I manage my money, and how I understand banking. Reviewed on: 10th November 2018

Banking made modern

They make money management so much easier. Their summary feature, which tracks committed spend and remaining funds until next pay for day, makes things so simple. No more spreadsheets! If only they paid interest and took "pots" balance into account before applying overdraft charges (like Starling). Same goes for ATM fees abroad. Reviewed on: 10th November 2018

Best thing to happen to banking

Amazing. Great product, great transparency, changing the industry for the better. Reviewed on: 10th November 2018

The future of Banking

These guys aggressively innovate and the customer experience is second to none relative to the incumbent banks. Reviewed on: 9th November 2018

Best bank Ever!

I really enjoy using Monzo as a full bank, its constantly getting their service better with "Making Monzo" as they are building it with their customers opinion. Reviewed on: 9th November 2018

It's a good alternative to high street banks.

I feel like the bank is more personal to me. I like that you can attach categories to bank transfers and the overall layout of the app is very nice. Reviewed on: 9th November 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Current Account
from RBS 3.17 from 17 reviews
Premier current account
from Barclays 4.15 from 102 reviews
Current account
from Barclays 4.47 from 4876 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub