Write a review

Go to business site

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17226 reviews)

View other Monzo products

4.92

Based on 17,226 reviews, last reviewed 14th Jan 2026

200% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best account to use It’s good for daily spending and good for budgeting. Reviewed on: 14th January 2026

Latest lowest rating:

1

I wanted to send £1000 to a friend in Dubai to buy C... I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They a... Read more Reviewed on: 12th January 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17226)

Banking made modern

They make money management so much easier. Their summary feature, which tracks committed spend and remaining funds until next pay for day, makes things so simple. No more spreadsheets! If only they paid interest and took "pots" balance into account before applying overdraft charges (like Starling). Same goes for ATM fees abroad. Reviewed on: 10th November 2018

Best thing to happen to banking

Amazing. Great product, great transparency, changing the industry for the better. Reviewed on: 10th November 2018

The future of Banking

These guys aggressively innovate and the customer experience is second to none relative to the incumbent banks. Reviewed on: 9th November 2018

Best bank Ever!

I really enjoy using Monzo as a full bank, its constantly getting their service better with "Making Monzo" as they are building it with their customers opinion. Reviewed on: 9th November 2018

It's a good alternative to high street banks.

I feel like the bank is more personal to me. I like that you can attach categories to bank transfers and the overall layout of the app is very nice. Reviewed on: 9th November 2018

Really disrupting the banking sector

What Monzo have done for the banking sector has been massive, they've kicked the likes of Barclays into developing their digital offer to customers - e.g you can now freeze your card and unfreeze when you want. These developments wouldn't have happened without Monzo Reviewed on: 9th November 2018

works for me

I love Monzo, its easy to use works well and covers all my needs. Reviewed on: 9th November 2018

Dynamic

Refreshing and delivers with verve Reviewed on: 9th November 2018

Great bank

Allows me to track spending so easily and to organise my finances Reviewed on: 9th November 2018

so quick and simple

The app is great, does everything i need it to and transactions turn up so quickly. The verification on my hpone is great too, makes me feel safer shopping online. i like the pots too. Reviewed on: 9th November 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Santander 4.11 from 17 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 410 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub