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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Banking for the individual

5
Great, transparent banking app. User friendly app and feels like you have the control and the bank works for you. Helpful saving tools to manage money Reviewed on: 15th September 2020
Sascha Moore's avatar
Sascha Moore

Love Monzo!

5
I absolutely love being able to do all my banking instantly from my app. Being able to allocate my money into 'pots' has helped me to overcome spending and budgeting difficulties completely! I now always have money left at the end of the month!! Reviewed on: 11th September 2020
Christine Chambers's avatar
Christine Chambers

banking made easy

5
the app is so easy to use and very intuitive. The customer service is second to none. So much easier to keep track of my spending, especially with the pots function and salary sorter Reviewed on: 11th August 2020
Mwnci's avatar
Mwnci

fraudsters

1
Got my account with them for over 6 months, transferred money from my business account that I got at HSBC and they freeze the funds and close the account, so far 4 weeks are passed without any refund to the other account that I provided to them, they are a joke and a fraud bank keeping your funds illegally, I have send complains everywhere, today again complains to FSCS, financial obudsman, also contacted a solicitor, I hope will make them pay for ruining my life. DO NOT ever think to bank with them, is a bad ideea! Reviewed on: 9th August 2020
Mircea Silviu Rusu's avatar
Mircea Silviu Rusu

Easy to use and fun

5
I love Monzo, it has helped me save money. I can round up spending and deposit into my savings without me noticing. I can send and receive money so easily and track my spending. Love it! Reviewed on: 11th July 2020
Rebecca Orton's avatar
Rebecca Orton

Perfect Account

5
I set up a Monzo current account and it is fantastic! Super easy to set up, card arrived super quick and the ease of use and functions that account offers is second to none. Highly recommend! Reviewed on: 6th July 2020
Rachel Butler's avatar
Rachel Butler

Great account for rounding up

5
I really like how you can have separate pots saved from rounding up your purchases. It helps you keep track of your money goals. Overdraft available but is removed if you do not need to use it after 90 days Reviewed on: 4th July 2020
mkh113's avatar
mkh113

Monzo

5
It's a great all-rounder and lovely user interface. I would highly recommend. Reviewed on: 25th June 2020
cait's avatar
cait

Makes banking so easy

5
Monzo has changed the way that I bank. It feels so much more secure as I know the moment money has been debited from my account, and the budgeting feature is really smart. Reviewed on: 12th June 2020
Chloe's avatar
Chloe

Over the expectations

5
Everything it’s too easy and fast Reviewed on: 11th June 2020
Francesco Lauria's avatar
Francesco Lauria

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