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Monzo: Current account reviews

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4.93
Based on 19,252 reviews, last reviewed 11th Apr 2026
98900% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026
David's avatar
David

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19252)

Best banking app

5
Far better than NatWest app, shared tabs is a brilliant idea Reviewed on: 31st January 2020
BadCall's avatar
BadCall

Creating pots allows me to hide money from myself

5
Not only can you straightaway see purchases you have made but also pending transactions like the salary coming in and bills going to be taken out. Help is available 24/7 with the account. Compared to my old visa debit card which used to leave me in the dark with my finances, this is a breath of fresh air Reviewed on: 31st January 2020
Liza Kiss's avatar
Liza Kiss

Amazing

5
I’ve been using Monzo for 6 months now and it has replaced my high street bank. The features are second to none Reviewed on: 31st January 2020
Benjamin Jones's avatar
Benjamin Jones

Everything a current account should be like in 2020

5
Instant purchase notifications, monthly budgeting tools, integration with IFTTT for automated savings, and the app just works beautifully. Reviewed on: 31st January 2020
Ben S's avatar
Ben S

Fantastic Service

5
Better than any high street bank by miles Reviewed on: 31st January 2020
Tomw332's avatar
Tomw332

Speed and simplicity

5
Never once had a problem with payment. The in app spending controls and insights are really useful. Customer service is quick and excellent. The instant spending notifications are invaluable for budget tracking. I now use this as my main bank over my former high Street alternative Reviewed on: 31st January 2020
James Appleby's avatar
James Appleby

Best personal baking bar none

5
A really great bank, fantastic app, and beats any high street bank, hands down Reviewed on: 30th January 2020
David Heys's avatar
David Heys

Amazing

5
Best bank I’ve ever had an account with. Reviewed on: 30th January 2020
AHanrath's avatar
AHanrath

Excellent service

5
- free services - cash withdrawal abroad - Instant reply from support team - Budgeting options in the app - Cool looking app and cards Reviewed on: 30th January 2020
Gurban Abbasov's avatar
Gurban Abbasov

Simply the best

5
I've been a part of Monzo for well over 2 years now. I couldn't recommend them enough. Reviewed on: 30th January 2020
larveyhong's avatar
larveyhong

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