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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Amazing

Best bank I’ve ever had an account with. Reviewed on: 30th January 2020

Excellent service

- free services - cash withdrawal abroad - Instant reply from support team - Budgeting options in the app - Cool looking app and cards Reviewed on: 30th January 2020

Simply the best

I've been a part of Monzo for well over 2 years now. I couldn't recommend them enough. Reviewed on: 30th January 2020

Best bank

Love it easy fast, no problem, good customer service, and heading in to the future Reviewed on: 30th January 2020

Amazing account with great features

Arriving in the UK and having a banking institution that allows you to set up an account without all the red tape of other banks has been a lifesaver. Monzo is extremely transparent and super easy to use. New features are continously being added and you can tell that the bank is actually working for you rather than the investors. Reviewed on: 30th January 2020

Being my own financial advisor

Monzo has been a great addition to my diverse portfolio of financial products. It's where all my income goes and I can easily see how much I am projecting to spend. And thanks to their great implementation of Open Banking, I use Emma to aggregate all of my transactions from my different accounts + thank you Plum for automatically saving for me! Reviewed on: 30th January 2020

Can't fault Monzo

I have had nothing by positive experiences with Monzo. They have transformed my spending with the level of transparency they provide. Last year (2019), my first year with Monzo, I put more money into savings than I have ever managed to previously with any other bank, due to locking it into Pots that I could watch grow, but not dip into. Reviewed on: 30th January 2020

Great Bank

Since I switched to Monzo, I have been able to manage my finances more efficiently and their app is simple and super intuitive. Their staff is also brilliant and always ready to help and so far I had zero issues. Just an amazing bank. Reviewed on: 29th January 2020

Changed the way I bank!

Up until using Monzo I was with a bank which was very highly thought of but their app was poor and if I spent on Friday late on it didn't show coming out if my account until Monday (Saturday and Sunday included) Not only does Monzo show straight away I love the pots so once you have put money away for holidays, bills etc you know how much you ha e left. Round ups are also pretty cool as is the one year challenge. I could go on praising for quite a while yet as everything with Monzo is simply great. So much so that my wife banks with them and finds that she can budget for the month far easier and doesn't need an overdraft anymore. Reviewed on: 29th January 2020

Easy to use, no down time

I like Monzo because it is easy to use, it has good interests for saving accounts and no fees for using it abroad Reviewed on: 29th January 2020

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