Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Simple, hassle free app based banking

5
Everything is done within the app, it’s a doddle to use, pots are easy to setup and use and make budgeting so much easier. I used to run two bank account one for bills, one for day-to-day banking, now Monzo is my sole account. Coral card is very distinctive and I get lots of comments about it Reviewed on: 21st February 2020
Chris Dennis's avatar
Chris Dennis

Best bank ever

5
It is always a pleasure to use Monzo, it's the first time that I feel that I actually enjoy opening the bank app. Reviewed on: 21st February 2020
Georges's avatar
Georges

Best bank ever

5
Honestly the best bank I've used, so easy to keep track of all my spending and also extremely easy to save money Reviewed on: 20th February 2020
Jude Crutchley's avatar
Jude Crutchley

Great Bank - Easy to use

5
I love Monzo! They have taken the boring out of banking, can do everything I need to with a few taps of my fingers! Cannot fault them. Reviewed on: 19th February 2020
Noop's avatar
Noop

Amazing Bank

5
I have been with Monzo for quite sometime now, and physically can't fault them in any way possible. There budgeting features are very helpful, saving pots are easy to set up. Everything about the concept of Monzo Bank is just absolutely amazing. I honestly think Monzo definitely deserve recognition and win this award. Reviewed on: 18th February 2020
Alex's avatar
Alex

It is trendy, simple, relevant and extremely helpful! It is definitely headed to be the best bank.

5
The best part about having a monzo account is the way it operates on my Iphone. The app is quite. Love that it helps to categorise my spending into bills, expenses etc, which is helping me put some money away through Monzo's clever savings challenge. You save, without even feeling the pinch! and oh, there's no way i'd forget my card in a bar/nightclub...love love love the colour! Reviewed on: 17th February 2020
Anita's avatar
Anita

Monzo is life, Monzo is love.

5
Monzo combines budgeting, current account, savings account and partitioning features into one app/account! I love it, I travel with it, I flash the card everywhere I go. Reviewed on: 17th February 2020
Ro B G's avatar
Ro B G

Great Account

5
It's not been a perfect three years for me with Monzo, but their community service are always able to worth things out in the end. Miles better service than the ancient competition that I used to use. Reviewed on: 17th February 2020
James's avatar
James

Finally saving

5
Since I joined Monzo I was a little worried about all the comments about accounts being blocked but my mind was put a rest I have never saved so much thanks to the integration with IFTTT and I love it, they deserve every award miles better than starling thanks to salary sorter and pay from pots Reviewed on: 16th February 2020
Ross's avatar
Ross

New Bank

5
Economy........:.....:::::::::::: Reviewed on: 16th February 2020
Przemyslaw Jarczak's avatar
Przemyslaw Jarczak

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill