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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Awesome

Monzo are how baking should be. The app is great, the savings pots are brilliant. I love how transactions are instantly listed in your account, no more waiting 2-3 days wondering what is pending. Reviewed on: 6th November 2018

The future is Monzo

Monzo offers a glimpse into the future of banking, with real-time notifications, easy-to-use categorisation, user-friendly mobile apps and more. It’s refreshing to use banking services in a way that makes sense to me. Reviewed on: 6th November 2018

Bank of the future

I am astounded by this bank. Moved from Halifax to Monzo. Never before have I felt so involved with my bank. Reviewed on: 6th November 2018

Best Bank I've Ever Used!

I've been using Monzo since the beta days, it's been a phenomenal journey, I've loved every step of the way! :) It started off with just me and now a handful of my colleagues and half a dozen family members & even extended friends have seen the value of Monzo. Their transparency and receptiveness to feedback is 2nd to none! I know that there have been decisions influenced on what I've fed-back as a customer and the feeling of a suggestion being taken on-board and furthermore taken seriously is fantastic. Monzo continue to strive towards perfection, constantly iterating on features whilst sharing updates along the way... They just can't be beaten. The app is easy to use and offers everything you could hope for. Plus the staff, they're some of the most helpful and knowledgeable people I've ever had the pleasure of talking with. Reviewed on: 6th November 2018

The perfect bank

Amazing bank, Monzo just does everything so well, from customer support to instant notifications. Makes banking a delight everyday :) Monzo manages all my finances, personal & joint, having this visibility over everything in a single place is amazing. Monzo also provide transparent details of events and things they are doing, really helps build trust unlike all other banks. Reviewed on: 6th November 2018

Perfect for students

Use it for limiting spending when out at clubs as I put what I want to spend on the account then I can’t spend much more and their free overdraft under £20 is helpful for when you’ve spent a little too much but prevents card being declined. Reviewed on: 6th November 2018

Fantastic bank.

Love everything, Monzo is the future! Reviewed on: 6th November 2018

The future of banking

Starting from their user first approach, how they tackled problems left unchanged for a decade and helped users to save money and end debt, Monzo is not only the best bank but the best personal financial advisor. Reviewed on: 6th November 2018

Amazing bank that really cares

They truly go above and beyond and don't just think about making a profit. It's the first time I've learnt so much about finances off the forum and the support from the community and staff is truly amazing. Recommend it to everyone sick of legacy banks. I budget and save so much better too. Reviewed on: 6th November 2018

Fantastic current account with unbeatable transparency

Monzo go above and beyond by being incredibly active within the community, keeping in contact with its customers through every social channel possible. They are always happy to take on feedback, something I've never seen another bank do. Reviewed on: 6th November 2018

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