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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Going full monzo

5
Going full monzo is one of the best financial decisions I've made in years. I've got complete control and oversight of my money and able to make quick changes at the tap of my phone. Would recommend going full monzo to others Reviewed on: 15th February 2020

Amazing

5
I really enjoyed whit monzo the best Reviewed on: 15th February 2020

User friendly bank

5
Monzo is designed with the user in mind. It's the bank that doesn't get in the way and it's a pleasure to use. Reviewed on: 13th February 2020

Revolutionised my financial life

5
I struggled to keep on top of my finances, but since switching to Monzo I find my self budgeting much better, saving money and getting less charges. My partner saw the impact it had on my finances and switched with no hesitation. Reviewed on: 13th February 2020

Fantastic bank

5
This bank has changed my financial life! Incredible services provided and always adding new and exciting content! Reviewed on: 13th February 2020

Coooooooolllllllllll

5
Coooooooolllllllllll llllllllllllllllllllllllll Reviewed on: 13th February 2020

Excellent service

5
Fast secure easy my bank account is the best on an app Reviewed on: 12th February 2020

Banking made easy again!

5
Since I joined Monzo , I’ve never looked back. Reviewed on: 11th February 2020

A bank that understands it's customers, and is killing it!

5
I was a Monzo early adopter, I've been using their app for years and was constantly telling my friends about it (I only don't anymore because they've all listened and signed up). Monzo just works for me, for my lifestyle and I'm super happy with them. Other than Credit Cards, I only bank with Monzo. Their organisational tools, pots features and sheer ease of use makes it a no brainer. ?I love Monzo! Reviewed on: 10th February 2020

Intuitive, easy and fun!

5
I wish I had found Monzo when I moved from France to the UK. It was very hard to open a bank account and every retail bank I went to would ask for documents I did not have (I had no job yet, no flat yet, no NIN). Once I found Monzo and just how easy it was to open a bank account, to keep an eye on my current account and to pay for everything digitally AND to travel abroad with it?! No fees and all? My life changed. Monzo is amazing, I love you guys!! Reviewed on: 10th February 2020

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