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Monzo: Current account reviews

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4.92
Based on 19,267 reviews, last reviewed 13th Apr 2026
99600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Monzo - The One I Go For I was given a £10 bonus for signing up, which was lovely. I find the app easy to use and find the features useful and innovative. I’ve had no issues a... Read more Reviewed on: 13th April 2026
Eganaholic's avatar
Eganaholic

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
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Alex
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19267)

Easy pain free banking

5
Their app is easy to use and so simple. Also really easy to contact through the app. Reviewed on: 28th January 2020
Dean's avatar
Dean

Great bank

5
Had so many problems with banks in the past. Monzo is great, money transferred quickly, very transparent and quick customer service if anything wrong. Reviewed on: 28th January 2020
Isobel's avatar
Isobel

Best bank account I have had

5
I love the way Monzo is run, it feels more personal than other banks even though it’s all digital! (You can chat on the phone too if you need to) they seem to think of loads of little things that make your life easier too. I always recommend it as it’s just so easy and straight forward to use. Also love that they don’t try and sell you loads of stuff. Reviewed on: 28th January 2020
Chantelle Walker's avatar
Chantelle Walker

It just makes sense

5
Everything Monzo does just makes sense. The instant notifications, the clean responsive and actually feature-complete app, the budgeting and automation tools. Pots. Bill splitting. All excellent features that completely change the way I use and manage money. Reviewed on: 28th January 2020
Elliot Symons's avatar
Elliot Symons

The best app and the best bank, rolled into one!

5
Where to begin with Monzo? They offer the most speedy to use app that shows me what I need to see about my money and my account instantly. The attention to detail, with all the features they promote are second to none - and the backbone of this company, with its ethics and stellar customer service round off what is now my favourite app on my phone. And the place all my finances call home! Reviewed on: 28th January 2020
Felix M's avatar
Felix M

Functional

5
Best app reliable easy to use solution for many people and shut many restrictions Reviewed on: 28th January 2020
Aquiles Izaguirre's avatar
Aquiles Izaguirre

Best bank Ever

5
Monzo is the most innovative and easy yo use bank. They thought of everything. Reviewed on: 28th January 2020
Thomas Garay's avatar
Thomas Garay

Great online bank!

5
I have been using monzo for over a year and it’s really helped me in tracking my money, saving easily with the options they have available. I would greatly advise anyone to use this great bank!! Reviewed on: 28th January 2020
Sion Jones's avatar
Sion Jones

Teaching the big banks some lessons

5
Have had an account for well over a year and will not be going back to the big banks. I always know where I am with the balance always taking into account upcoming bills. If I have had to contact them the response on webchat has been really quick and any issues dealt with efficiently. Sterling work around customers with gambling problems. Would recommend to anyone. Reviewed on: 28th January 2020
Dthm's avatar
Dthm

The Kind of Bank I'm Proud to be a Customer of

5
I love Monzo. I love how forward thinking they are, how modern the app is, how quickly they respond to complaints and how engaged they are with their customers Reviewed on: 28th January 2020
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Ebba

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