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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Best bank

5
Nice and simple bank with the best app Reviewed on: 10th February 2020

Keeps you informed and in control

5
Great account with loads of useful features, that keep you informed, manage your money and so much easier than most conventional accounts Reviewed on: 10th February 2020

How banking should have been

5
For years banks have taken their customers for a ride and now we have a bank that works. Reviewed on: 9th February 2020

Really appreciate this bank.

5
Easy an quick way to use it, if there is anything wrong, friendly and helpful customer service will help you. Reviewed on: 9th February 2020

Been using for years, really good

5
Works well, good customer service and good features Reviewed on: 9th February 2020

Amazing

5
Monzo has everything I need (except easy cheque deposit). It’s super helpful for showing how you are spending throughout the month. The app is brilliant compared to the land banks. Reviewed on: 9th February 2020

Great customer service and app

5
Always go the extra mile to help Reviewed on: 9th February 2020

Innovative company

5
The most innovative bank from a technology point of view. Always updating and making life easier when banking Reviewed on: 9th February 2020

The best

5
The most features, the easiest to use, the best Reviewed on: 9th February 2020

just a great easy to use bank

5
Just such a refreshing experience compared to other banks stuck in the dark ages! Reviewed on: 9th February 2020

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