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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The best way to bank

5
Modern, open and fully online, this is what I need from my bank. My old bank would take days to just show me what I've spent and offered nothing more than a simple in/out service. With Monzo, I see payments immediately, have a budget set out for me automatically and, at a glance, I can see what's left. On top of that, there's savings built right in, intelligent scheduled payments and round ups diverted automatically to savings Reviewed on: 9th February 2020
Jon's avatar
Jon

10/10

5
Love Monzo for the fact that i can see my transactions instantly through the app and I feel more in control of my money! If my card is ever lost of stolen, I can freeze it instantly too on the app Reviewed on: 9th February 2020
JenniferElena's avatar
JenniferElena

Amazing

5
Simple, easy to setup! Fantastic support and a great comunity Reviewed on: 9th February 2020
Zak Wilkinson's avatar
Zak Wilkinson

I feel confident with my money in this bank

5
I have this account I can see if my friends received the money from me I have my friends list it’s very easy to use I could say it’s the best bank ever Reviewed on: 8th February 2020
Szymon mateusz karmolinski's avatar
Szymon mateusz karmolinski

First class

5
Great all round service. Far better than the high street Reviewed on: 8th February 2020
Duncan's avatar
Duncan

Easy to use bank for modern people

5
Monzo has changed my life! Tracking my spending has never been so easy. Reviewed on: 8th February 2020
Emily Wood's avatar
Emily Wood

Easy to deal with great app no complaints

5
Moved to monzo last year after using them on holiday and thinking why not use them full time. App is easy to use. Some nice features I especially like the left to spend calculation under your balance. Reviewed on: 8th February 2020
Bmccafferty's avatar
Bmccafferty

A bank that loves you

5
I never thought I could love a bank!!!! Reviewed on: 8th February 2020
Ju's avatar
Ju

Most forward-thinking bank providing a seamless experience

5
Everything Monzo does makes money management really simple. Reviewed on: 7th February 2020
Norbert's avatar
Norbert

Nothing as good as Monzo

5
The way to organise the budget is great Reviewed on: 7th February 2020
Antonio's avatar
Antonio

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