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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Revolutionary resource for personal finance

5
The personal budgets tool really sets this account apart from its competitors. Real-time data analysis has curbed my impulse spending dramatically and the tool has challenged me to build healthier money management habits that make my money go significantly further. Couldn't be happier! Reviewed on: 7th February 2020
Swm106's avatar
Swm106

Easy access to finances

5
The Monzo app is really helpful for managing my finances and allows me to see all the information I need quickly. Their support team is also really fast to respond with issues i have Reviewed on: 7th February 2020
LukeJansen's avatar
LukeJansen

Incredibly Amazing Bank

5
I use Minzo because they are great with all types of payments, from every day use to using your card abroad. Monzo has helped me to spread the cost of my living over the month by giving me all different categories of how I'm spending my monzo. Minzo has also helped me with using my card abroad. Before Minzo I would never use my card abroad but now it has helped me to save alot of minzo abroad as I travel alot to Europe and to further destinations! I would definitely reccomend Monzo to anyone!! Best Bank yet!! Reviewed on: 7th February 2020
Martin Christopher 's avatar
Martin Christopher

I'm now financially secure

5
Thanks to Monzo and using their pots feature, I can now separate my money into different categories, enabling me to be smarter with my money. Reviewed on: 7th February 2020
rayneoakley's avatar
rayneoakley

My travel account

5
Use this account as my travel account and really helps me taking hold of my money and what I'm spending it in. Will start using it soon as my main account. Love it Reviewed on: 7th February 2020
Margarida Aleixo-Tedman's avatar
Margarida Aleixo-Tedman

Impressive banking

5
They have the "Paid early" feature -- need I say more? Reviewed on: 7th February 2020
Kane Jarrett's avatar
Kane Jarrett

Great bank

5
Miles ahead of all the other legacy banks Reviewed on: 7th February 2020
alex's avatar
alex

Ideal for travelling

5
Amazing app and bank, ideal for travelling. Very fast payments. Apple Pay makes it even easier to use Reviewed on: 7th February 2020
Anonymous's avatar
Anonymous

Amazing

5
So helpful with managing and saving money. Links up with the app on your phone and tells you how much you’ve spent in a day, helps you set budgets to help you keep control of your spending, creates little savings pots for you. So user friendly Reviewed on: 7th February 2020
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Feature rich and way ahead of traditional banks

5
Since I started using Monzo I have full visibility on my spending and can plan much better Reviewed on: 7th February 2020
Jean-Claude's avatar
Jean-Claude

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