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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Amazing CX

5
Great experience. Easy to use. App works perfectly. Pots are so helpful and humanisation of the bank through twitter makes it feel more open and friendly than I ever did with the traditional high street banks. Who needs a branch, not me Reviewed on: 7th February 2020

Excellent

5
I am Very happy with service and will stay with monzo Reviewed on: 7th February 2020

Excellent bank and app

5
Great budgeting tools to keep you on track and your finances in good order. Great flexibility with pots Better option for loans and overdrafts Reviewed on: 7th February 2020

Best and easiest way to bank

5
I’ve been using Monzo for over a year now and I’m still using it. It’s so easy to use and really quick. I think it is the best bank to date right now. Reviewed on: 7th February 2020

Grateful

5
Design of the card is cool, good options, safe Reviewed on: 7th February 2020

Fantastic bank service

5
Easy paying in at any pay point access to my funds a doddle I use my monzo account with everything I do Reviewed on: 7th February 2020

Well done

5
I’m very happy and I recommend few friends Reviewed on: 6th February 2020

Good services

5
Helpful staff and great transfer money and savings and more advantages Reviewed on: 6th February 2020

All round good

4
Good customer service. Great app with useful features. They could add the function to deposit cheques online though Reviewed on: 6th February 2020

Great bank, useful features

5
Monzo have a range of great features for customers. Notifications etc. Good customer service. Reviewed on: 6th February 2020

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