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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Really great bank, honestly my favourite bank account!

5
I love Monzo, all of the features are great and the phone notifications when spending is a life send! I love how straight forward and clear everything is. The only issue I have is Monzo potentially not being taken seriously by other money lenders, I therefore only use Monzo for my spending and budgeting, and don't have it as my full account. Reviewed on: 31st January 2021
paultheomurray's avatar
paultheomurray

The best current account I've used

5
Monzo is an all in one account packed with lots of features and future proof. If you're used to traditional banking then there may be some features missing like high street branches but you can always pay cash in at paypoints. My favourite features are Monzo Plus and also early payday! Reviewed on: 30th January 2021
tim's avatar
tim

Excellent experience

5
I love Monzo. It's made my financial life simpler. I feel more in control, it's a very transparent way of showing me where my money is in real time, it's easy to use and mobile centric. Reviewed on: 28th January 2021
Matt's avatar
Matt

Blackmailing

1
They used to be good and now they become gready and charge you 3% for cash! I stck to my real high street bank much better Reviewed on: 26th January 2021
Adam's avatar
Adam

I love monzo

5
Monzo gives you the hope and support that high street banks don’t, I love using Monzo and it’s a plus that the cards look so cool and bright! Reviewed on: 26th January 2021
lucediamond@hotmail.co.uk's avatar
[email protected]

Innovative, Feature Packed & Flexible

5
From day 1 Monzo has always been far more feature rich than banks. They adapt quickly to changing markets and listen to their customers. Second to none customer service in my opinion. Reviewed on: 26th January 2021
DmoniC's avatar
DmoniC

MONZO ARE THE BEST

5
LAYOUT IS THE MOST USER FRIENDLY I HAVE COME ACROSS. GREAT CUSTOMER SERVICE. EXCELLENT BENEFITS. CANNOT RECCOMMEND ENOUGH! Reviewed on: 26th January 2021
OJMXRPHY's avatar
OJMXRPHY

Monzo has helped make budgeting and saving a reality for me

5
With complex cashflow, a traditional bank account wasn't working for me. But the instant, real time, app-based account from Monzo, with flexible and smart features and savings pots has helped me achieve what I couldn't before. ❤Monzo! Reviewed on: 25th January 2021
NC's avatar
NC

Innovative

5
Best digital bank going - can't go back to legacy Reviewed on: 24th January 2021
C's avatar
C

Greatest bank

5
Ever since I first got monzo in 2016 it has been refreshing vs old banks. Reviewed on: 24th January 2021
Will's avatar
Will

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