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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Easiest bank account ever!

5
Monzo makes it so easy to see and understand up to date spending - and low exchange rates makes it so much easier to control spending abroad compared to exchanging cash! Reviewed on: 10th November 2018

Bank of the future

5
Excellent products, transparent operation, inspiring. Reviewed on: 10th November 2018

Awesome current account

5
Monzo has become my sole current account provider thanks to being super transparent, refreshingly conversational and personal rather than an old fashioned corporate stuffy bank. The app is extremely easy to use with amazing innovations that other now emulate. Have already had 5 other people sign up following my recommendation and they haven't looked back since. Reviewed on: 10th November 2018

Future of banking

5
Everything I need from a bank without any of the BS Reviewed on: 10th November 2018

Excellent Bank

5
Easiest bank to use, ever! A sleek app with modern design. Reviewed on: 10th November 2018

Excellent Bank

5
Easiest bank to use ever, modern with a sleek app! Reviewed on: 10th November 2018

Best. Bank. Period.

5
Customer service is always speedy, they’re always taking on customer feedback, and they talk to you like you’re a person rather than hiding behind jargon. The sheer number of features added this year has been incredible, too Reviewed on: 10th November 2018

Good, but not good enough

3
Fantastic idea but very poor execution. Company is now backing out of its previous promises about having no silly charges and keeps removing features that made Monzo... Monzo. Customer service takes very long time to respond and it feels like Monzo is going down. Reviewed on: 10th November 2018

Fantastic experience keeps getting better

4
Have loved using Monzo almost since it’s inception. While not perfect, it has been miles ahead of my (and my partners) experience of other UK ‘normal’ banks. The best feature by far is how quickly they respond to their customers in introducing new features. Reviewed on: 10th November 2018

Best switch

5
Switching into the 21st century, seamless transition Reviewed on: 10th November 2018

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