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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Innovative

A really good current account that has technology at the forefront. Monzo provides a comprehensive service that allows you to bank in a modern, efficient and versatile way. It is easy to use and is a service that has been very practical in my everyday banking and finance decisions. Reviewed on: 11th November 2018

The new way to bank

I love how easy Monzo is, it made internatinal banking so easy. I love how easy it is to split payments with friedns and the fact that money leaves the account as soon as a payment has been made. The app is easy to use and has budget trackers and cool features like rounding payments to the nearest pound, helping to save money. Reviewed on: 11th November 2018

Excellent

Great bank with loads of good feature and excelllent customer service Reviewed on: 11th November 2018

Raises the bar for service

Monzo has been amazing, incredible insights into my spending, the ability to freeze the card when I mislay it and incredible customer support. Reviewed on: 11th November 2018

Very handy app

The app is great. Having used a few banking apps i think Monzo's is one of the best. Very easy to use, and tells you your daily spend with notifications after each transaction (a god send on a night out). The rounding up feature on the savings pots is an effortless way to save a bit. Reviewed on: 11th November 2018

Fast and easy

Instant notification, easy money management and fantastic support. What I have been most impressed with is the total transparency between the bank and customer that you don't see from many other competitors. Reviewed on: 11th November 2018

Great for trips abroad

Mastercard base exchange rate with no fees and free cash withdrawal makes this great to use on trips abroad. The app allows instant monitoring of transactions as well. Great product. Reviewed on: 11th November 2018

Phenomenal customer service

Out of this world app, great engineering, fantastic support, completely and utterly fair overdraft. Reviewed on: 11th November 2018

Fair, Fast and Free

Monzo is like a breath of fresh air. I can see exactly where my money is at all times and feel in control of it. Reviewed on: 11th November 2018

Amazing

Switched from HSBC as soon as I could and haven't looked back since. Almost every aspect is leaps and bounds ahead of what high street banks are probably even technically capable of offering. Reviewed on: 11th November 2018

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