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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

82% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Excellent

Great bank with loads of good feature and excelllent customer service Reviewed on: 11th November 2018

Raises the bar for service

Monzo has been amazing, incredible insights into my spending, the ability to freeze the card when I mislay it and incredible customer support. Reviewed on: 11th November 2018

Very handy app

The app is great. Having used a few banking apps i think Monzo's is one of the best. Very easy to use, and tells you your daily spend with notifications after each transaction (a god send on a night out). The rounding up feature on the savings pots is an effortless way to save a bit. Reviewed on: 11th November 2018

Fast and easy

Instant notification, easy money management and fantastic support. What I have been most impressed with is the total transparency between the bank and customer that you don't see from many other competitors. Reviewed on: 11th November 2018

Great for trips abroad

Mastercard base exchange rate with no fees and free cash withdrawal makes this great to use on trips abroad. The app allows instant monitoring of transactions as well. Great product. Reviewed on: 11th November 2018

Phenomenal customer service

Out of this world app, great engineering, fantastic support, completely and utterly fair overdraft. Reviewed on: 11th November 2018

Fair, Fast and Free

Monzo is like a breath of fresh air. I can see exactly where my money is at all times and feel in control of it. Reviewed on: 11th November 2018

Amazing

Switched from HSBC as soon as I could and haven't looked back since. Almost every aspect is leaps and bounds ahead of what high street banks are probably even technically capable of offering. Reviewed on: 11th November 2018

Wonderful

So much innovation in their approach. Has changed my relationship with money Reviewed on: 11th November 2018

The new standard

Having dotted between a number of current accounts, Monzo is really changing the game. Everything about it is better, easier, faster, more convenient. Forget your pin; they’ll remind you within minutes; need to send money - no such thing as a card reader; want to remember where you spent that money? - find out your exact geographical location. Who else does all that? Certainly not the dinosaur banks. Reviewed on: 10th November 2018

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