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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great account

5
The account and app is very easy to use with great differences compared to other banks out there. Reviewed on: 11th February 2021
Stars's avatar
Stars

No

1
Shit dishonest uncooperative just no Reviewed on: 10th February 2021
carisdevine1@gmail.com's avatar
[email protected]

Amazing!

5
They’re amazing! Amazing app, super easy to use and great customer service. Reviewed on: 9th February 2021
arijantes's avatar
arijantes

Good, but stop pushing going pro

3
Monzo is great, the features are brilliant and in some ways it really puts the bigger banks to shame in terms of it's usability - It's strange to think other banks are behind still after years of these challengers being around - however, what's put me off lately is them talking about the great features becoming available and the way they market, in a not-upfront, almost caveated way that you need to be a pro-customer. It would be nice to see new features for regular customers. It feels like it's moved away from a social movement and becoming very corporate. Reviewed on: 9th February 2021
Abbie's avatar
Abbie

Monzo is fantastic

5
I cannot praise Monzo enough. Very flexible, amazing amount of protection when purchasing online, and just a very good company with great support if you need it Reviewed on: 8th February 2021
Martin White's avatar
Martin White

Good Back, nice app

4
The features monzo provide are great I like the pots and the fact you can set Direct Debits to be paid from them. I also like the spending reviews the ability to be paid a day early and thr instant notifications when spending. My only downside is that it costs to deposit money for this reason i have a secomd highstreet back open to avoid those costs. Reviewed on: 6th February 2021
Sean B's avatar
Sean B

The past, the present and the future

5
Monzo have been doing this long enough for people to know what they do. And other banks have followed suit. But Monzo remains one step ahead. I’ve had a current account for over 2 years now and I couldn’t be happier. It makes my life so much easier in terms of saving, paying bills and controlling my monthly spend. Reviewed on: 3rd February 2021
Josh's avatar
Josh

Changed the way I saved money

5
The app has been a game changer for me. Ifttt integration and categories gives me an in depth insight into my spending. I actually saved money last year despite a drop in earnings I give monzo full credit for this. Reviewed on: 2nd February 2021
Smilla's avatar
Smilla

True innovation and great app!

5
Monzo is years ahead of all the legacy and neo banks currently in UK. Reviewed on: 2nd February 2021
Alex's avatar
Alex

It's made banking so much easier for me

5
I've switched entirely to Monzo. The pots feature helps me save more than I did before. Reviewed on: 2nd February 2021
James's avatar
James

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