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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Transparent and customer focused

5
I love that they build features to make my life easier. It's saved so many arguments with friends and helped me save money. Reviewed on: 17th February 2021
Lua's avatar
Lua

A Role Model for Modern Digital Banking

5
I have been concerned as I have watched more and more high street UK Banks close branch after branch as at that time, a few years back I had little faith in Online Banking. I have used RBS, Clydesdale, HSBC and TSB over the years and it felt as it they were feeling their way in this new style market. From the moment I opened my Monzo account it began to restore my faith in how Digital Online Banking should operate. From the security and confirming ID to the simple setting up of my account and switching all DDI's and Standing Orders it was efficiently dealt with. I recall only one problem and their online help could have not been better, I had no fewer than 4 of Monzo's Customer Representatives contact me to ensure that all was fixed to my satisfactory. Each time I was getting to someone, who knew exactly how the situation was to be rectified and in no time at all. Monzo have made it a pleasure to Bank Online and I would have no problem in recommending their fantastic services to anyone unhappy with their current banking facility. Reviewed on: 17th February 2021
Austyn Robb's avatar
Austyn Robb

Great app experience

5
The app is very intuitive to use and the service from Monzo gives great reliability. Reviewed on: 17th February 2021
niftyowl's avatar
niftyowl

Monzo is absolutely excellent! User friendly and efficient.

5
I’ve been using Monzo for over a year now and they are brilliant, and the customer service it great. The user interface is faultless, the app is easy to use, the features are great and I’m very pleased. Overall the best bank I have used! Reviewed on: 17th February 2021
Jack snow's avatar
Jack snow

Absolutely love this

5
It's no exaggeration to say that Monzo has changed my life in terms of financial planning and budgeting. I love it and have recommended it to so many people. Reviewed on: 17th February 2021
hannahcrw1990's avatar
hannahcrw1990

Banking of the 21st Century

5
Monzo has come quite far from the past few years. I made it my main account and would never go back to Barclays. This is what it's like to bank in the future Reviewed on: 15th February 2021
Arthur Ceccotti 's avatar
Arthur Ceccotti

Fantastic Bank. Much better than Starling

5
Excellent app with smarter features compared to starling. Reviewed on: 15th February 2021
Omar's avatar
Omar

Exelent service

5
Easy banking. Hassel free. Exelent response times. Exelent security. Reviewed on: 15th February 2021
GG444's avatar
GG444

Powerfully simple

5
Simply a game changer. The approach to customer service and quality of customer experience is highly notable. Delivering tools to help streamline banking, yet managing to enhance it with genuinely useful advanced tools at the same time. I just wish it had existed 20 years ago. Reviewed on: 14th February 2021
jayjg79@gmail.com's avatar
[email protected]

Great bank around

5
Love Monzo for your money coming in, savings pots, contact with team and showing overall spending. Your able to add money to certain groups so helps with spending and saving. Reviewed on: 13th February 2021
Sammie's avatar
Sammie

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