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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Best Bank!

Brilliant customer service and great app that works brilliantly with friends Reviewed on: 12th November 2018

User friendly financial tracker

I've been with Monzo since 2016, whilst a lot have change has occurred the overall experience for the end user has remained high. Reviewed on: 12th November 2018

Great

Best customer service, excellent app. Reviewed on: 12th November 2018

The Full Monzo

The whole family have moved to Monzo now. The kids can buy groceries and just split the bill 100% to the parents. Pocket money etc. Goes straight into their Monzo account. Use it all the time abroad. Me paying the bill and splitting between friends. Reviewed on: 12th November 2018

Banking for the next generation

Monzo has given me a much better understanding of my monthly spending, it lets me know how much I actually have to spend after subscriptions/rent have gone out and the instance notifications and readable transactions kept spending under control. Couldn't do without it anymore! Reviewed on: 12th November 2018

Amazing Customer Service

Monzo has the best customer service team of any bank I have ever seen. A really down to earth team who simply have a pleasant chat with you while they efficiently deal with your issues. Plus, being able to contact support directly through the app rather than having to go out to a website or into a branch is definitely a big plus to me. Reviewed on: 12th November 2018

Convenient and refreshing

Great app to check and manage spending, automatically collecting spare change quick and easy to send money to other users and banks. One of the first banks to bring out the instant freeze and unfreeze card options. Instant customer service via IM. No waiting on the phone for hours to speak to foreign contact centres. However there is no easy way to deposit cash right now and their overdraft appears overpriced. Reviewed on: 12th November 2018

Great bank, both me and my wife have one

Joined Monzo as part of the beta, never turned back. Great bank. Reviewed on: 12th November 2018

Innovative

A really good current account that has technology at the forefront. Monzo provides a comprehensive service that allows you to bank in a modern, efficient and versatile way. It is easy to use and is a service that has been very practical in my everyday banking and finance decisions. Reviewed on: 11th November 2018

The new way to bank

I love how easy Monzo is, it made internatinal banking so easy. I love how easy it is to split payments with friedns and the fact that money leaves the account as soon as a payment has been made. The app is easy to use and has budget trackers and cool features like rounding payments to the nearest pound, helping to save money. Reviewed on: 11th November 2018

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