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Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 6th Dec 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025
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Anonymous

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
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Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Greatest Bank ever

5
Love the app, the card and the team. It just works and is for me the best bank ever. Reviewed on: 20th November 2018

Brilliant Account and Innovations

5
The concept behind this current account is brilliant. The pot system allows me to see how close I am to my savings goals and keeps the money separate but is still accessible in case of emergencies. Would highly recommend to anyone. Reviewed on: 18th November 2018

Completely different from all other banks - I would be lost without it now

5
Monzo has helped me finally budget and organise my finances. I make full use of their 'pots' to separate out and budget my money. Having the ability to see straight away what has come out of my account has been a game changer. I am now no longer having to rely on credit cards at the end of the month. I recommend them to anyone I talk to. Reviewed on: 18th November 2018

Great Banking Experience

5
Great bank all-round. The app is very user-friendly and whenever I had an issue, it was promptly resolved by their CS staff. Reviewed on: 17th November 2018

revolutionary banking

5
monzo has changed my whole relationship with budgeting - everyone should be given one at school Reviewed on: 17th November 2018

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018

Astonishing

5
Super happy with the product and customer service Reviewed on: 14th November 2018

Great bank

5
I love the pots and being able to use the app for everything Reviewed on: 14th November 2018

Consistently great customer service and products

5
Monzo has grown exponentially, but has never lost its dedication to its customers. Unlike so many other banking services, they accept criticism gracefully and work to improve them, and listen to customer suggestions and actively develop features to consumer needs, rather than what would be 'easy' for them to roll out. Reviewed on: 14th November 2018

A great FinTech bank hitting all the right spots.

5
Love how I can track my spending and help budget easily. Comes with complete transparency with pending transactions and the companies communications keep the community in the loop about everything. Reviewed on: 13th November 2018

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