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Monzo: Current account reviews

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4.93
Based on 19,251 reviews, last reviewed 10th Apr 2026
98850% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Easy to use with lots of helpful categories in the... Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026
Mark 's avatar
Mark

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
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Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19251)

The best bank of the UK

5
Simply the best app for banking, Monzo love Reviewed on: 6th February 2020
Ayden's avatar
Ayden

Excellent product!

5
Simple, easy to use - the way banking should be Reviewed on: 6th February 2020
thespindoctor21's avatar
thespindoctor21

Exceptionally brilliant detailed and thorough statements

5
Brilliant interface, delightful app, and most of all you can actually see a detailed time-stamped movement of every bit of your money from all the accounts and custom money pots. Exceptional bank with clear services and international transfer fees. Reviewed on: 6th February 2020
Omar's avatar
Omar

Excellent service

5
No complain with Monzo. Also I like the technology behind that and open they are on the way they work. Reviewed on: 6th February 2020
tasos4q's avatar
tasos4q

Revolutionary banking experience

5
The Monzo banking app is designed so well that somehow it makes you actually enjoy using the app - finances are normally a boring thing, but not anymore! Getting to see my summary month-on-month of how much I'm spending against my budget, split bills easily with friends and set up shared tabs makes staying on top of your finances infinitely easier. Now that I've tried it, I would recommend it to anyone and everyone. Reviewed on: 6th February 2020
Sam Johnston's avatar
Sam Johnston

Really convenient

4
Really like the little features which makes my life a bit easier like salary sort and getting paid early plus it's really easy to manage and understand. Reviewed on: 6th February 2020
Storm C Harrison's avatar
Storm C Harrison

Best Digital Bank in UK that I know

4
Great looking app with features that just work. Reliable even with no internet connection. Reviewed on: 6th February 2020
Sm's avatar
Sm

Very good banking app

5
Monzo is great. Very quick and simple to use. I like it. Reviewed on: 6th February 2020
Sheila's avatar
Sheila

The best app and account

5
I have had a monzo account for 2+ years now. It has an amazing app and excellent support. I could not go back to a traditional bank unless they were to the same standard. It makes managing my cash flow easy and helps to budget accordingly. Reviewed on: 5th February 2020
Greg C's avatar
Greg C

The best thing out there

5
My partner and I have switched our main accounts to this bank. We still have a joint account with Lloyds, but only because of all the perks on this account. Once Monzo provides similar accounts, we will switch as well. I love the fact that they are so clear and transparent with what they are trying to do as a company. That they try to provide us with as many services as possible in one app. I hope to be able to invest in their next round of investment and I am hoping they can provide us with ethical banking products in mortgages, loans and investment. Reviewed on: 5th February 2020
Emmanuel's avatar
Emmanuel

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