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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Everything a modern bank should be

The best bank in the world for anyone with a mobile phone Reviewed on: 20th November 2018

Best bank of all times

Ever since I‘ve opened an account with Monzo, I‘m on top of my budget. It is so easy to use, too! And I love that they‘re transparent about their product road map. Can‘t recommend Monzo highly enough! Reviewed on: 20th November 2018

Best service

Beste service i have ever had from a bank Reviewed on: 20th November 2018

Best most customer orientated bank

In 20 years of banking I had current accounts with all highstreet banks. This one has everything I need, the top up card was my favorite feature. Reviewed on: 20th November 2018

Fast, east, most features

Monzo has the best features of all the "Online Only" banks; Apple/Android Pay, Direct Debits, Standing Orders, etc. Easy and fast to sign up, would recommend every single time. Reviewed on: 20th November 2018

Helped me get a proper bank account in UK

Just moved to UK - every card was either prepaid or... none at all. Told I didn't qualify for the silliest of reasons, like "electronic signature on a rental contract isn't accepted by Barclays" (ugh). Thanks, Monzo! Reviewed on: 20th November 2018

Good service

Easy to use App with saving pots and the ability to add to your savings by rounding up your spending Reviewed on: 20th November 2018

It works, it is better than most and only gets better

1.5 years with Monzo, using it for 99% of transactions in the UK and around the globe. Absolutely happy with the service. Reviewed on: 20th November 2018

Best bank I've been with

I've been with monzo since the beginning what an amazing bank and always adding new features Reviewed on: 20th November 2018

Amazing, no faults at all

I've had Monzo since January, and instantly moved all of my banking operations to the account. The app is simple and easy to use, extremely user friendly. IT clearly displays all the required information, and shows a lot more than traditional banks. Pending BACs transfers due in tomorrow appear as pending the day before, which I've seen no other bank do. The app also clearly displays what Direct Debits are expected to be taken the next day too. The customer service team respond within minutes normally, unless there's a major incident going on, but you can't expect them to respond during this case. All in all, Monzo is absolutely amazing and I heartily recommend it to everyone. Reviewed on: 20th November 2018

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