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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Excellent

4
We were very happy with our previous bank and still use several of their services but Monzo is just better in so many ways. Everything takes less time, transaction popups are great, savings pots (and pots in general) are brilliant, automatically sorting into pots, taking payments from pots, even the account number, sort code, and card numbers are full of repetition. I would love to see payment of cheques through photos and a web interface (the app is great but if you need to a do lot of things, it's just better to do them on a computer instead of a phone) to make it five stars. Reviewed on: 19th February 2021
Philip Lane's avatar
Philip Lane

Brilliant

5
Best app of any bank I’m by far, intuitive and easy to navigate. Reviewed on: 18th February 2021
LukeG's avatar
LukeG

Revolutionised Banking for the Better

5
I love monzo they offer me almost everything I could want from a bank. arguably they could improve there savings accounts so that I really could just use monzo but every other feature is great. i love the monzo.me feature and think that rounding up is so useful. would like to see the start of free cash deposits like starling offer. Reviewed on: 18th February 2021
Tristan's avatar
Tristan

An OC's bank of choice

5
Monzo gave me an easier way of organising my budget without taking so much time which consequently helps me achieve my financial goals quicker. Also, prior to the pandemic, Monzo had one of the highest interest rates in their savings pots. Lastly, Monzo makes it easy for me to send money overseas. Reviewed on: 18th February 2021
Khrisbay's avatar
Khrisbay

Love simplicity, speed, features

5
Love simplicity, speed, features Reviewed on: 18th February 2021
AB's avatar
AB

Instant, available and logical banking

5
Monzo has made me interested in money management due to the easy-to-use app and clever tools. Plain language helps to guide money saving goals and managing spending habits/categories etc Reviewed on: 18th February 2021
spudmurphy's avatar
spudmurphy

Great bank, instant access at your fingertips

5
I love how easy it is to access my financials, all at my fingertips via the phone. Pots are a fun way to save money and makes it easy to assign money to a particular goal. Customer service has been great and they were prompt when we were purchasing a home and needed to send large sums. Reviewed on: 18th February 2021
jtaylor69's avatar
jtaylor69

Changed my relationship with money... For the better!

5
Love the features that help me track expenses, share bills, save and earn interest. The app has made money friendly and more visible. Prior to using Monzo, it felt like I had my eyes closed and hoped for the best! Reviewed on: 18th February 2021
Aly's avatar
Aly

Great Banking App

5
Have been full Monzo for about a year and a half and it's been great. Reviewed on: 18th February 2021
Aneurun's avatar
Aneurun

Excellent money pot saving feature

5
We recently moved to Monzo. Between my wife and I, we had several current accounts which made money confusing. So we consolidated in to a Monzo joint account. We chose Monzo for the money pot saving feature. This has made our finances much more transparent. We are now managing our money with great ease. Reviewed on: 18th February 2021
Nathan Flint's avatar
Nathan Flint

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