Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,294 reviews, last reviewed 13th Feb 2025
2887% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great bank! Since joining Monzo I have had no issues at all. I love certain features that this bank has that others don’t, for example getting paid 1 day early if... Read more Reviewed on: 13th February 2025
Corey B's avatar
Corey B

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
CF's avatar
CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15294)

Review of the Monzo, Current Account:

Budget friendly banking

5
I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Easy to use with many features to make banking more...

5
Easy to use with many features to make banking more simple Reviewed on: 10th February 2025

Supportive and innovative banking

5
I love Monzo, feels like it's really levelled up banking. They are supportive as well as innovative - it feels like they care about customers while also pushing boundaries (not sacrificing one for another) Reviewed on: 10th February 2025

They are a great bank - easiest app I have...

5
They are a great bank - easiest app I have used Reviewed on: 10th February 2025

App is incredible

5
Great accounts but what is best is the app. It is full of very useful tool and works really well. Customer service is also quick to solve issues. Reviewed on: 10th February 2025

Great customer service - helped me with a dispute

5
Great customer service - helped me with a dispute Reviewed on: 10th February 2025

Amazing worryfree experience

5
Overall experience has been amazing, I no longer worry about accessing my own money. I find it extremely easy to split bills, budget and invest all within the single app. Since switching to Monzo, I've deleted all other 3rd party money management apps, as they're simply unnecessary now. Reviewed on: 10th February 2025

Revolutionary

5
Monzo’s app has changed the way I manage my finances completely Reviewed on: 10th February 2025

Monzo has been great since the very beginning!

5
Monzo has been great since the very beginning! They are always introducing new things to benefit their customers and I feel safe banking with Monzo. When im abroad, I just tap my phone away as I know all my transactions will be accurate and I won’t be charged interest. Reviewed on: 10th February 2025

Great bank easy to use, app is really simple and the...

5
Great bank easy to use, app is really simple and the saving rates are good Reviewed on: 10th February 2025

Love Monzo products.

5
Love all the Monzo products, suit my needs and purpose. Products tailored as per customer requirements. Lot of flexibility. Easy to manage my account. Easy to manage App - Quite simplified Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products