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Monzo: Current Account reviews

4.92
Based on 15,362 reviews, last reviewed 17th Feb 2025
3056% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

4

Customer service is now almost useless thankfully o... Customer service is now almost useless, thankfully only had to deal with them a few times in 8 years so the account is pretty good overall Reviewed on: 17th February 2025
Martin S's avatar
Martin S

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also
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Monzo Current Account reviews (15362)

Review of the Monzo, Current Account:

Once a pioneer, now in with the crowd... still good

4
I moved my 'spending' money into Monzo from my main NatWest account as it had loads more functionality. Market leader in sending payments, splitting bills, paying abroad etc. unfortunately not much newness has happened (relevant to me) and all the other banks have caught up and copied Monzo. So great, but no longer a pioneer in my eyes and part of the crowd now. Reviewed on: 15th March 2024

Excellent service

5
I had a fantastic experience using Monzo during last 6 years, the interest rate and using my card during travels make my life easier Reviewed on: 12th February 2025

It’s very easy, everything is in one app and gives y...

5
It’s very easy, everything is in one app and gives you so much more things to do than just a banking app! Reviewed on: 12th February 2025

It's pretty great overall, but has it's quirks.

4
It's pretty great overall, but has it's quirks. Their customer service can't tell you anything relating to your credit and eligibility for products. They don't offer the same categorisation features for OpenBanking connected accounts. Their new "Perks" account has some fairly uninspired perks, such as Greggs (the worst snack option) or Vue (the worst cinema chain) and specifically only Pizza Express. Not much in terms of Perks in my opinion. How about instead of the £15 I'd save... Reviewed on: 12th February 2025

It's just great.

5
It's just great. Seemless services that work for me and my money. Reviewed on: 12th February 2025

Excellent modern day bank

5
Excellent bank, easy to use - nice perks Reviewed on: 12th February 2025

My experience .

5
All my deals with Monzo have been Positive . Reviewed on: 12th February 2025

I hate to admit it I work for a high street bank but...

5
I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025

I love Monzo, makes banking so easy.

5
I love Monzo, makes banking so easy. I've recommended so many people to it. I first got Monzo for travel but now it's my current amount and I have a joint current with my partner too - plus an ISA and several saving pots! I like keeping tabs on what I'm saving and it's so easy to save for specific things. Also nobody does social media like Monzo, they're awesome and so entertaining! Like how they use their data for fun insights like where people eat the most Pret Vs Gregs. ... Reviewed on: 11th February 2025

loving monzo...

5
loving monzo I'm rubbish at saving and monzo is helping me with that, it's great! Reviewed on: 11th February 2025

Great experience!

5
Great experience! Trends feature is an incredibly useful tool to get holistic view on your finances. Highly recommended Reviewed on: 11th February 2025

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