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Monzo: Current Account reviews

4.92
Based on 17,194 reviews, last reviewed 5th May 2025
20355% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

My favourite Monzo features I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from o... Read more Reviewed on: 5th May 2025
ESmith's avatar
ESmith

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17194)

Review of the Monzo, Current Account:

They really help you manage your accounts

5
I'm in my forties and I wasn't sure about Monzo at first. It semed a bit gimicky and all too popular with students to be of interest to me (or so I thought). Actually the app has been a great was of keeping track of my everyday spending. It's not perfect, perhaps more of a 4.5 than a 5 star app (there is room for more control of how you view and expoert the data, assign expenditure, etc) but it was also really easy to setup, so I think they deserve a five star review and I look forward to seeing how the app/service improves over time. Reviewed on: 22nd November 2021

Easy everyday banking with advanced features

5
Simple and straight forward, simple to work with advanced functions too. Reviewed on: 15th April 2025

Just very convenient to use.

5
Just very convenient to use. I haven't had any issues with them so far and it's also very efficient Reviewed on: 15th April 2025

Banking with monzo has been a good experience.

5
Banking with monzo has been a good experience. It has helped in managing my finances and improving my financial health. Reviewed on: 15th April 2025

Their service is good and only their customers servi...

5
Their service is good and only their customers service is good Reviewed on: 15th April 2025

I moved from another bank after over 20 years!

5
I moved from another bank (which I have also worked for for 24 years) five years ago and have never looked back. Monzo are leaps and bounds ahead of other high street banks. So efficient and easy to use features on the app. I actually get excited by banking. I tell everyone I know about the app and all the features and have recently upgraded to Monzo Max. Reviewed on: 14th April 2025

Great customer service & app is very user friendly.

5
Great customer service & app is very user friendly. Pots make money management very straightforward and great for budgeting. Requesting money from friends with links and splitting payments are also great features. Reviewed on: 14th April 2025

Very convenient, loved all the features

5
Very convenient, loved all the features Reviewed on: 14th April 2025

Great app and features.

5
Great app and features. Good accounts Reviewed on: 14th April 2025

So its a very stunning bank which provides me a very...

5
So its a very stunning bank which provides me a very quick banking services and about lending it always stand with me with its overdrafts and loans and quick payments made its a very excellent experience with Monzo literally thanks to monzo Reviewed on: 14th April 2025

Monzo is easy and simple to use!

5
Monzo is easy and simple to use! They have great app features and they’re a great bank. Reviewed on: 14th April 2025

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